Southland Bank B/B/A Ameris
Dothan, AL — Domestic Branch of a Domestic Bank
Acquired Feb 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Southland Bank B/B/A Ameris | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 11,807 | 8,103 |
Income from Lease Financing Receivables | — | 26,241 |
13 | 282 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 7 | 138 |
Income on Loans and Leases (TE) | 11,814 | 8,135 |
Investment Interest Income (TE) | 942 | 2,108 |
Total Interest Income (TE) | 14,565 | 10,151 |
Total Interest Expense | 5,750 | 3,424 |
Net Interest Income (TE) | 8,815 | 6,672 |
Non-Interest Income | 1,573 | 1,665 |
Adjusted Operating Income (TE) | 10,388 | 8,015 |
Non-interest Expense | 5,323 | 4,611 |
Provision for Loan & Lease Losses | 516 | 3,958 |
Pretax Operating Income (TE) | 4,549 | 19,708 |
Pretax Net Operating Income (TE) | 4,518 | 19,571 |
Applicable Income Taxes | 1,577 | 9,540 |
Net Operating Income | 2,928 | 13,088 |
Net Income | 2,928 | 13,088 |
Cash Dividends Declared | 1,600 | 11,117 |
Retained Earnings | 1,328 | 10,493 |