Vitals
  • Total Assets
    469.8M 20.8 %
  • Total Deposits
    409.4M 21.7 %
  • Total Net Loans
    378.2M 16.8 %
  • Net Income
    1.0M -36.6 %
  • Book Value
    46.4M 23.2 %
  • Book Value x2
    92.8M 23.2 %
  • Book Value x3
    139.2M 23.2 %
ROAA

.223

ROAE

2.362

Efficiency Ratio

87.14

Net Interest Margin

3.617

Balance Sheet Highlights
Financial Highlights Regal Bank All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 469,809 941,236
Total Net Loans 378,236 666,560
Total Deposits 409,377 782,459
Total Equity 46,405 105,130
Profitability
Net Income 1,016 8,451
Return on Average Assets .223 .672
Return on Average Equity 2.362 6.44
Net Interest Margin 3.617 3.432
Efficiency Ratio 87.14 74.417
Noninterest Income/Revenue 3.911 18.002
Balance Sheet Ratios
Loan-to-Deposit 92.393 86.355
Securities/Assets .093 .113
Total Equity/Total Assets .099 .112
Tangible Equity/Tangible Assets .081 .102
Capital Adequacy
Tier 1 Common Capital 38,776 95,604
Tier 1 Capital 45,776 95,771
Tier 2 Capital 4,000 8,179
Total Capital 49,776 103,980
Total Risk Weighted Assets 319,311 734,206
Leverage Ratio 9.7 9.818
Common Equity Tier 1 Capital Ratio 12.14 13.154
Tier 1 Capital Ratio 14.34 13.207
Total Capital Ratio 15.59 14.399

Timeline for Regal Bank

Community First Bank

Acquisition: Regal Bank acquired a new subsidiary, Community First Bank, 8 years

View Profile Apr 01 2016

Regal Bank

Regal Bank was established 16 years ago and is currently headquartered in Livingston, NJ.

Dec 06 2007
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community First Bank Seller 87,557 Acquisition Discontinued 4/1/2016
Relationships Role Relationship Start Relationship End
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