American Riviera Bank
Santa Barbara, CA — Non-member Bank
Active
Vitals
-
Total Assets446.3M 79.4 %
-
Total Deposits391.8M 78.9 %
-
Total Net Loans353.1M 68.8 %
-
Net Income4.1M 217.2 %
-
Book Value51.0M 79.0 %
-
Book Value x2101.9M 79.0 %
-
Book Value x3152.9M 79.0 %
Balance Sheet Highlights
| Financial Highlights | American Riviera Bank | All Insured Commercial Banks in California |
| Balance Sheet $(000) | ||
| Total Assets | 446,303 | 1,346,313 |
| Total Net Loans | 353,104 | 907,793 |
| Total Deposits | 391,822 | 1,084,972 |
| Total Equity | 50,962 | 169,778 |
| Profitability | ||
| Net Income | 4,130 | 12,577 |
| Return on Average Assets | .945 | .955 |
| Return on Average Equity | 8.455 | 8.072 |
| Net Interest Margin | 4.907 | 3.784 |
| Efficiency Ratio | 64.872 | 64.937 |
| Noninterest Income/Revenue | 5.309 | 13.682 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 90.119 | 83.983 |
| Securities/Assets | .013 | .141 |
| Total Equity/Total Assets | .114 | .126 |
| Tangible Equity/Tangible Assets | .101 | .113 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 44,117 | 147,337 |
| Tier 1 Capital | 44,117 | 147,552 |
| Tier 2 Capital | 3,498 | 11,893 |
| Total Capital | 47,615 | 160,236 |
| Total Risk Weighted Assets | 380,328 | 1,009,488 |
| Leverage Ratio | 9.75 | 11.256 |
| Common Equity Tier 1 Capital Ratio | 11.6 | 14.697 |
| Tier 1 Capital Ratio | 11.6 | 14.792 |
| Total Capital Ratio | 12.52 | 16.005 |
Timeline for American Riviera Bank
The Bank Of Santa Barbara
Acquisition: American Riviera Bank acquired a new subsidiary, The Bank Of Santa Barbara, 8 years
View Profile Jan 01 2016
American Riviera Bank
American Riviera Bank was established 17 years ago and is currently headquartered in Santa Barbara, CA.
Jul 18 2006| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| The Bank Of Santa Barbara | Seller | 177,345 | Acquisition | Discontinued | 1/1/2016 |
| Relationships | Role | Relationship Start | Relationship End |
Similar Organizations
| Organization | City | State | Total Assets |
|---|---|---|---|
|
Farmers & Merchants Bank
|
Monticello | FL | 463.0M |
|
Peoples Bank
|
Rock Valley | IA | 462.9M |
|
Ccb Community Bank
|
Andalusia | AL | 464.4M |
|
Edmonton State Bank
|
Glasgow | KY | 462.5M |
|
United Bank & Trust Company
|
Versailles | KY | 466.6M |
|
River Bank
|
Stoddard | WI | 455.0M |
|
Community First Bank & Trust
|
Columbia | TN | 472.3M |
|
First Bank Of Missouri
|
Gladstone | MO | 473.2M |
|
Centric Bank
|
Harrisburg | PA | 463.3M |
|
First State Bank Of Blakely
|
Blakely | GA | 466.7M |