Vitals
  • Total Assets
    481.0M 29.0 %
  • Total Deposits
    420.4M 34.4 %
  • Total Net Loans
    422.7M 35.5 %
  • Net Income
    3.5M 76.2 %
  • Book Value
    44.9M 10.1 %
  • Book Value x2
    89.8M 10.1 %
  • Book Value x3
    134.7M 10.1 %
ROAA

.812

ROAE

8.133

Efficiency Ratio

65.783

Net Interest Margin

3.843

Balance Sheet Highlights
Financial Highlights Centric Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 480,961 784,148
Total Net Loans 422,726 559,183
Total Deposits 420,386 637,080
Total Equity 44,901 81,247
Profitability
Net Income 3,460 6,303
Return on Average Assets .812 .785
Return on Average Equity 8.133 7.431
Net Interest Margin 3.843 3.473
Efficiency Ratio 65.783 69.514
Noninterest Income/Revenue 17.079 18.146
Balance Sheet Ratios
Loan-to-Deposit 100.557 86.432
Securities/Assets .033 .178
Total Equity/Total Assets .093 .104
Tangible Equity/Tangible Assets .09 .094
Capital Adequacy
Tier 1 Common Capital 44,725 72,881
Tier 1 Capital 44,725 73,172
Tier 2 Capital 4,601 6,143
Total Capital 49,326 79,518
Total Risk Weighted Assets 437,877 578,873
Leverage Ratio 9.4 9.899
Common Equity Tier 1 Capital Ratio 10.21 13.811
Tier 1 Capital Ratio 10.21 13.878
Total Capital Ratio 11.26 15.103

Timeline for Centric Bank

Centric Insurance Agency Llc

Centric Insurance Agency Llc became a new subsidiary organization for Centric Bank.

View Profile Jan 09 2002

Capital Area Land Transfer, Llc

Capital Area Land Transfer, Llc became a new subsidiary organization for Centric Bank.

View Profile Aug 24 2000

Centric Financial Corporation

Centric Financial Corporation became a new parent organization for Centric Bank.

View Profile Jul 01 1987

Centric Bank

Centric Bank was established 104 years ago and is currently headquartered in Harrisburg, PA.

Nov 01 1919
Relationships Role Relationship Start Relationship End
Centric Financial Corporation Parent 7/1/1987
Centric Insurance Agency Llc Subsidary 1/9/2002 12/26/2012
Capital Area Land Transfer, Llc Subsidary 8/24/2000 2/8/2007
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