Vitals
  • Total Assets
    453.5M 0.8 %
  • Total Deposits
    393.2M 1.4 %
  • Total Net Loans
    391.1M 4.3 %
  • Net Income
    8.3M 1.8 %
  • Book Value
    50.7M -9.5 %
  • Book Value x2
    101.3M -9.5 %
  • Book Value x3
    152.0M -9.5 %
ROAA

1.844

ROAE

14.713

Efficiency Ratio

42.294

Net Interest Margin

3.57

Balance Sheet Highlights
Financial Highlights River Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 453,458 272,940
Total Net Loans 391,054 188,306
Total Deposits 393,189 228,985
Total Equity 50,659 30,879
Profitability
Net Income 8,252 3,013
Return on Average Assets 1.844 1.04
Return on Average Equity 14.713 8.894
Net Interest Margin 3.57 3.727
Efficiency Ratio 42.294 64.939
Noninterest Income/Revenue 5.029 14.969
Balance Sheet Ratios
Loan-to-Deposit 99.457 81.441
Securities/Assets .088 .167
Total Equity/Total Assets .112 .113
Tangible Equity/Tangible Assets .105 .11
Capital Adequacy
Tier 1 Common Capital 47,549 29,936
Tier 1 Capital 47,549 29,937
Tier 2 Capital 4,126 2,305
Total Capital 51,675 32,273
Total Risk Weighted Assets 391,220 202,263
Leverage Ratio 10.53 11.31
Common Equity Tier 1 Capital Ratio 12.15 15.769
Tier 1 Capital Ratio 12.15 15.771
Total Capital Ratio 13.21 16.923

Timeline for River Bank

Farmers State Bank

Acquisition: River Bank acquired a new subsidiary, Farmers State Bank, 18 years

View Profile Oct 01 2005

Fsb Investments, Inc.

Fsb Investments, Inc. became a new subsidiary organization for River Bank.

View Profile Oct 01 2005

River Holding Company

River Holding Company became a new parent organization for River Bank.

View Profile Oct 01 1996

River Investments, Inc.

River Investments, Inc. became a new subsidiary organization for River Bank.

View Profile May 01 1996

Ferryville State Bank

Acquisition: River Bank acquired a new subsidiary, Ferryville State Bank, 32 years

View Profile Jun 30 1991

Want to see more?

Complete timeline for River Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers State Bank Seller 77,091 Acquisition Discontinued 10/1/2005
Ferryville State Bank Seller 6,433 Discontinued 6/30/1991
De Soto State Bank Seller 5,994 Discontinued 6/30/1991
Relationships Role Relationship Start Relationship End
River Holding Company Parent 12/9/1996
River Holding Company Parent 10/1/1996 12/8/1996
Fsb Investments, Inc. Subsidary 10/1/2005 4/27/2006
River Investments, Inc. Subsidary 5/1/1996 7/1/1997
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