Vitals
  • Total Assets
    435.5M 10.0 %
  • Total Deposits
    379.9M 13.2 %
  • Total Net Loans
    217.6M 20.5 %
  • Net Income
    5.6M 4.5 %
  • Book Value
    51.1M -7.5 %
  • Book Value x2
    102.2M -7.5 %
  • Book Value x3
    153.2M -7.5 %
ROAA

1.321

ROAE

9.863

Efficiency Ratio

67.455

Net Interest Margin

4.86

Balance Sheet Highlights
Financial Highlights Drummond Community Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 435,452 586,559
Total Net Loans 217,647 397,788
Total Deposits 379,940 483,997
Total Equity 51,079 60,775
Profitability
Net Income 5,604 4,381
Return on Average Assets 1.321 .706
Return on Average Equity 9.863 6.893
Net Interest Margin 4.86 3.553
Efficiency Ratio 67.455 74.427
Noninterest Income/Revenue 18.756 15.578
Balance Sheet Ratios
Loan-to-Deposit 57.285 80.705
Securities/Assets .387 .17
Total Equity/Total Assets .117 .104
Tangible Equity/Tangible Assets .115 .1
Capital Adequacy
Tier 1 Common Capital 54,996 55,412
Tier 1 Capital 54,996 55,855
Tier 2 Capital 3,229 4,271
Total Capital 58,225 60,316
Total Risk Weighted Assets 255,330 416,967
Leverage Ratio 12.47 10.155
Common Equity Tier 1 Capital Ratio 21.54 14.982
Tier 1 Capital Ratio 21.54 15.063
Total Capital Ratio 22.8 16.194

Timeline for Drummond Community Bank

The Perkins State Bank

Acquisition: Drummond Community Bank acquired a new subsidiary, The Perkins State Bank, 11 years

View Profile Jan 18 2013

Nature Coast Financial Services, Inc.

Nature Coast Financial Services, Inc. became a new subsidiary organization for Drummond Community Bank.

View Profile Jan 18 2013

Bankers Title Of The Nature Coast

Bankers Title Of The Nature Coast became a new subsidiary organization for Drummond Community Bank.

View Profile Nov 20 2002

Drummond Financial Services, Inc.

Drummond Financial Services, Inc. became a new subsidiary organization for Drummond Community Bank.

View Profile May 27 1998

Bank Of Florida, National Association

Acquisition: Drummond Community Bank acquired a new subsidiary, Bank Of Florida, National Association, 30 years

View Profile Nov 11 1993

Want to see more?

Complete timeline for Drummond Community Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Perkins State Bank Seller 175,244 Acquisition Discontinued 1/18/2013
Bank Of Florida, National Association Seller 14,909 Discontinued 11/11/1993
Relationships Role Relationship Start Relationship End
Drummond Banking Company Parent 1/12/1990
Nature Coast Financial Services, Inc. Subsidary 1/18/2013
Bankers Title Of The Nature Coast Subsidary 6/30/2007
Bankers Title Of The Nature Coast Subsidary 11/20/2002 6/29/2007
Drummond Financial Services, Inc. Subsidary 5/27/1998 5/30/2000
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