Vitals
  • Total Assets
    433.4M 5.3 %
  • Total Deposits
    342.3M -3.7 %
  • Total Net Loans
    338.2M 12.7 %
  • Net Income
    10.0M 8.1 %
  • Book Value
    58.7M 9.1 %
  • Book Value x2
    117.5M 9.1 %
  • Book Value x3
    176.2M 9.1 %
ROAA

2.405

ROAE

17.58

Efficiency Ratio

52.989

Net Interest Margin

4.546

Balance Sheet Highlights
Financial Highlights Texas Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 433,382 358,087
Total Net Loans 338,234 213,533
Total Deposits 342,328 308,027
Total Equity 58,736 38,740
Profitability
Net Income 10,016 3,845
Return on Average Assets 2.405 1.025
Return on Average Equity 17.58 9.415
Net Interest Margin 4.546 3.773
Efficiency Ratio 52.989 66.762
Noninterest Income/Revenue 20.328 16.375
Balance Sheet Ratios
Loan-to-Deposit 98.804 65.494
Securities/Assets .106 .214
Total Equity/Total Assets .136 .108
Tangible Equity/Tangible Assets .13 .104
Capital Adequacy
Tier 1 Common Capital 57,625 37,278
Tier 1 Capital 57,625 37,303
Tier 2 Capital 4,263 2,526
Total Capital 61,888 39,866
Total Risk Weighted Assets 340,710 237,367
Leverage Ratio 13.71 10.563
Common Equity Tier 1 Capital Ratio 16.91 18.073
Tier 1 Capital Ratio 16.91 18.097
Total Capital Ratio 18.16 19.169

Timeline for Texas Bank

First State Bank

Acquisition: Texas Bank acquired a new subsidiary, First State Bank, 32 years

View Profile Jan 24 1992

M & F Financial Corp.

M & F Financial Corp. became a new parent organization for Texas Bank.

View Profile Apr 12 1990

Texasbanc Holding Co.

Texasbanc Holding Co. became a new parent organization for Texas Bank.

View Profile Dec 01 1989

Texas Bank

Acquisition: Texas Bank acquired a new subsidiary, Texas Bank, 36 years

View Profile Dec 01 1987

Early Financial Bancshares, Inc.

Early Financial Bancshares, Inc. became a new parent organization for Texas Bank.

View Profile Nov 30 1987

Want to see more?

Complete timeline for Texas Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Seller 16,518 Failure 1/24/1992
Texas Bank Seller 21,007 Discontinued 12/1/1987
Relationships Role Relationship Start Relationship End
M & F Financial Corp. Parent 4/12/1990 1/2/2002
Texasbanc Holding Co. Parent 12/1/1989 4/11/1990
Early Financial Bancshares, Inc. Parent 11/30/1987 11/30/1989
Ifrb Corporation Parent 6/6/1987 11/29/1987
Interfirst Corporation Parent 6/28/1983 6/5/1987
First United Bancorporation, Inc. Parent 3/2/1981 6/27/1983
Mid-Tex Bancshares, Inc. Parent 1/2/1979 3/5/1980
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