Vitals
  • Total Assets
    446.8M 4.7 %
  • Total Deposits
    377.8M 5.2 %
  • Total Net Loans
    322.4M 3.1 %
  • Net Income
    3.2M 5.1 %
  • Book Value
    42.6M 5.3 %
  • Book Value x2
    85.2M 5.3 %
  • Book Value x3
    127.8M 5.3 %
ROAA

.747

ROAE

7.611

Efficiency Ratio

69.391

Net Interest Margin

3.352

Balance Sheet Highlights
Financial Highlights Citizens Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 446,817 606,548
Total Net Loans 322,401 409,621
Total Deposits 377,781 497,111
Total Equity 42,593 63,292
Profitability
Net Income 3,213 6,062
Return on Average Assets .747 .965
Return on Average Equity 7.611 9.027
Net Interest Margin 3.352 3.682
Efficiency Ratio 69.391 66.445
Noninterest Income/Revenue 18.883 20.436
Balance Sheet Ratios
Loan-to-Deposit 85.341 79.497
Securities/Assets .207 .184
Total Equity/Total Assets .095 .104
Tangible Equity/Tangible Assets .095 .098
Capital Adequacy
Tier 1 Common Capital 42,389 60,326
Tier 1 Capital 42,389 60,328
Tier 2 Capital 4,374 4,282
Total Capital 46,763 64,608
Total Risk Weighted Assets 349,830 442,958
Leverage Ratio 9.66 10.395
Common Equity Tier 1 Capital Ratio 12.12 15.27
Tier 1 Capital Ratio 12.12 15.27
Total Capital Ratio 13.37 16.399

Timeline for Citizens Bank

Citizens Insurance Services, Inc.

Citizens Insurance Services, Inc. became a new subsidiary organization for Citizens Bank.

View Profile Aug 19 2004

Citba Investments, Inc.

Citba Investments, Inc. became a new subsidiary organization for Citizens Bank.

View Profile May 15 2002

Citba Financial Corporation

Citba Financial Corporation became a new parent organization for Citizens Bank.

View Profile Jul 01 1982

Citizens Bank

Citizens Bank was established 93 years ago and is currently headquartered in Mooresville, IN.

Feb 18 1931
Relationships Role Relationship Start Relationship End
Citba Financial Corporation Parent 7/1/1982
Citba Investments, Inc. Subsidary 6/30/2007
Citizens Insurance Services, Inc. Subsidary 6/30/2007
Citba Investments, Inc. Subsidary 5/15/2002 6/29/2007
Citizens Insurance Services, Inc. Subsidary 8/19/2004 6/29/2007
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