Vitals
  • Total Assets
    434.5M -1.2 %
  • Total Deposits
    333.8M 0.3 %
  • Total Net Loans
    218.6M -4.2 %
  • Net Income
    4.2M -7.8 %
  • Book Value
    45.4M -9.4 %
  • Book Value x2
    90.8M -9.4 %
  • Book Value x3
    136.2M -9.4 %
ROAA

.963

ROAE

8.291

Efficiency Ratio

61.703

Net Interest Margin

3.529

Balance Sheet Highlights
Financial Highlights The Citizens State Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 434,471 161,058
Total Net Loans 218,650 97,183
Total Deposits 333,804 131,657
Total Equity 45,409 18,008
Profitability
Net Income 4,187 1,663
Return on Average Assets .963 .954
Return on Average Equity 8.291 8.443
Net Interest Margin 3.529 3.683
Efficiency Ratio 61.703 68.374
Noninterest Income/Revenue 12.118 15.013
Balance Sheet Ratios
Loan-to-Deposit 65.503 72.321
Securities/Assets .316 .241
Total Equity/Total Assets .105 .112
Tangible Equity/Tangible Assets .095 .109
Capital Adequacy
Tier 1 Common Capital 41,457 17,454
Tier 1 Capital 41,457 17,457
Tier 2 Capital 2,853 1,279
Total Capital 44,310 18,771
Total Risk Weighted Assets 340,185 112,595
Leverage Ratio 9.42 11.048
Common Equity Tier 1 Capital Ratio 12.19 16.94
Tier 1 Capital Ratio 12.19 16.949
Total Capital Ratio 13.03 18.109

Timeline for The Citizens State Bank

Home State Bank & Trust Co. Of Mcpherson, Kansas

Acquisition: The Citizens State Bank acquired a new subsidiary, Home State Bank & Trust Co. Of Mcpherson, Kansas, 10 years

View Profile Jul 01 2013

The Hesston State Bank

Acquisition: The Citizens State Bank acquired a new subsidiary, The Hesston State Bank, 26 years

View Profile Mar 07 1998

Csbi, Inc.

Csbi, Inc. became a new subsidiary organization for The Citizens State Bank.

View Profile Nov 01 1996

The Farmers State Bank & Trust Company

Acquisition: The Citizens State Bank acquired a new subsidiary, The Farmers State Bank & Trust Company, 28 years

View Profile Sep 09 1995

Wheatland Bank Of Goessel

Acquisition: The Citizens State Bank acquired a new subsidiary, Wheatland Bank Of Goessel, 30 years

View Profile Mar 10 1994

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Complete timeline for The Citizens State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Home State Bank & Trust Co. Of Mcpherson, Kansas Seller 138,910 Pooling of Interests Discontinued 7/1/2013
The Hesston State Bank Seller 35,667 Pooling of Interests Discontinued 3/7/1998
The Farmers State Bank & Trust Company Seller 8,619 Pooling of Interests Discontinued 9/9/1995
Wheatland Bank Of Goessel Seller 6,164 Discontinued 3/10/1994
Relationships Role Relationship Start Relationship End
Bon, Inc. Parent 12/31/1989
Bon, Inc. Parent 12/31/1982 12/30/1989
Bon, Inc. Parent 12/31/1981 12/30/1982
Csbi, Inc. Subsidary 6/30/2007
Csbi, Inc. Subsidary 11/1/1996 6/29/2007
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