Vitals
  • Total Assets
    471.8M 1.6 %
  • Total Deposits
    381.1M 0.3 %
  • Total Net Loans
    352.0M 10.3 %
  • Net Income
    7.9M 9.7 %
  • Book Value
    66.6M 2.8 %
  • Book Value x2
    133.1M 2.8 %
  • Book Value x3
    199.7M 2.8 %
ROAA

1.705

ROAE

12.008

Efficiency Ratio

60.539

Net Interest Margin

4.193

Balance Sheet Highlights
Financial Highlights Edmonton State Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 471,779 275,102
Total Net Loans 351,979 177,820
Total Deposits 381,084 227,063
Total Equity 66,562 30,287
Profitability
Net Income 7,909 2,592
Return on Average Assets 1.705 .944
Return on Average Equity 12.008 8.074
Net Interest Margin 4.193 3.847
Efficiency Ratio 60.539 70.925
Noninterest Income/Revenue 15.452 17.219
Balance Sheet Ratios
Loan-to-Deposit 92.363 76.952
Securities/Assets .153 .219
Total Equity/Total Assets .141 .11
Tangible Equity/Tangible Assets .14 .107
Capital Adequacy
Tier 1 Common Capital 66,582 29,354
Tier 1 Capital 66,582 29,354
Tier 2 Capital 4,143 2,092
Total Capital 70,725 31,454
Total Risk Weighted Assets 366,941 190,479
Leverage Ratio 14.11 11.285
Common Equity Tier 1 Capital Ratio 18.15 17.115
Tier 1 Capital Ratio 18.15 17.115
Total Capital Ratio 19.27 18.174

Timeline for Edmonton State Bank

Peoples Bank Of Tompkinsville

Acquisition: Edmonton State Bank acquired a new subsidiary, Peoples Bank Of Tompkinsville, 21 years

View Profile Jun 07 2002

Bank Of Summer Shade

Acquisition: Edmonton State Bank acquired a new subsidiary, Bank Of Summer Shade, 41 years

View Profile Jan 01 1983

Edmonton Bancshares, Inc.

Edmonton Bancshares, Inc. became a new parent organization for Edmonton State Bank.

View Profile Dec 30 1982

Edmonton State Bank

Edmonton State Bank was established 125 years ago and is currently headquartered in Glasgow, KY.

Mar 17 1899
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoples Bank Of Tompkinsville Seller 63,009 Pooling of Interests Discontinued 6/7/2002
Bank Of Summer Shade Seller 9,298 Discontinued 1/1/1983
Relationships Role Relationship Start Relationship End
Edmonton Bancshares, Inc. Parent 12/30/1982
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