Vitals
  • Total Assets
    471.4M 0.8 %
  • Total Deposits
    423.8M 1.5 %
  • Total Net Loans
    312.3M 19.9 %
  • Net Income
    3.3M -79.7 %
  • Book Value
    44.9M -4.0 %
  • Book Value x2
    89.8M -4.0 %
  • Book Value x3
    134.7M -4.0 %
ROAA

.712

ROAE

7.007

Efficiency Ratio

75.278

Net Interest Margin

3.582

Balance Sheet Highlights
Financial Highlights Community First Bank & Trust All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 471,392 350,717
Total Net Loans 312,287 240,957
Total Deposits 423,802 296,573
Total Equity 44,902 37,152
Profitability
Net Income 3,348 3,593
Return on Average Assets .712 .956
Return on Average Equity 7.007 8.82
Net Interest Margin 3.582 4.036
Efficiency Ratio 75.278 69.386
Noninterest Income/Revenue 12.977 17.129
Balance Sheet Ratios
Loan-to-Deposit 73.687 77.925
Securities/Assets .147 .166
Total Equity/Total Assets .095 .106
Tangible Equity/Tangible Assets .094 .103
Capital Adequacy
Tier 1 Common Capital 41,667 35,983
Tier 1 Capital 41,667 36,157
Tier 2 Capital 3,757 2,649
Total Capital 45,424 38,803
Total Risk Weighted Assets 329,483 253,332
Leverage Ratio 8.91 10.564
Common Equity Tier 1 Capital Ratio 12.65 15.215
Tier 1 Capital Ratio 12.65 15.278
Total Capital Ratio 13.79 16.362

Timeline for Community First Bank & Trust

Community First Properties, Inc.

Community First Properties, Inc. became a new subsidiary organization for Community First Bank & Trust.

View Profile Mar 30 2012

The First National Bank Of Centerville

Acquisition: Community First Bank & Trust acquired a new subsidiary, The First National Bank Of Centerville, 16 years

View Profile Feb 01 2008

Community First, Inc.

Community First, Inc. became a new parent organization for Community First Bank & Trust.

View Profile Aug 01 2002

Community First Title, Inc.

Community First Title, Inc. became a new subsidiary organization for Community First Bank & Trust.

View Profile Aug 01 2002

Community First Bank & Trust

Community First Bank & Trust was established 24 years ago and is currently headquartered in Columbia, TN.

May 18 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Centerville Seller 108,746 Pooling of Interests Discontinued 2/1/2008
Relationships Role Relationship Start Relationship End
Community First, Inc. Parent 8/1/2002
Community First Properties, Inc. Subsidary 3/30/2012
Community First Title, Inc. Subsidary 6/30/2007 3/30/2012
Community First Title, Inc. Subsidary 8/1/2002 6/29/2007
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