Vitals
  • Total Assets
    460.3M 6.4 %
  • Total Deposits
    393.0M 7.1 %
  • Total Net Loans
    306.7M 15.6 %
  • Net Income
    4.5M -12.4 %
  • Book Value
    41.2M -2.0 %
  • Book Value x2
    82.4M -2.0 %
  • Book Value x3
    123.5M -2.0 %
ROAA

.999

ROAE

10.631

Efficiency Ratio

74.656

Net Interest Margin

3.755

Balance Sheet Highlights
Financial Highlights Farmers & Merchants Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 460,301 586,559
Total Net Loans 306,673 397,788
Total Deposits 393,034 483,997
Total Equity 41,183 60,775
Profitability
Net Income 4,506 4,381
Return on Average Assets .999 .706
Return on Average Equity 10.631 6.893
Net Interest Margin 3.755 3.553
Efficiency Ratio 74.656 74.427
Noninterest Income/Revenue 14.719 15.578
Balance Sheet Ratios
Loan-to-Deposit 78.027 80.705
Securities/Assets .226 .17
Total Equity/Total Assets .089 .104
Tangible Equity/Tangible Assets .089 .1
Capital Adequacy
Tier 1 Common Capital 43,100 55,412
Tier 1 Capital 43,100 55,855
Tier 2 Capital 3,627 4,271
Total Capital 46,727 60,316
Total Risk Weighted Assets 337,728 416,967
Leverage Ratio 9.29 10.155
Common Equity Tier 1 Capital Ratio 12.76 14.982
Tier 1 Capital Ratio 12.76 15.063
Total Capital Ratio 13.84 16.194

Timeline for Farmers & Merchants Bank

First Merchants Bank

Acquisition: Farmers & Merchants Bank acquired a new subsidiary, First Merchants Bank, 26 years

View Profile Jan 16 1998

Fmb Banking Corporation

Fmb Banking Corporation became a new parent organization for Farmers & Merchants Bank.

View Profile May 11 1983

Farmers & Merchants Bank

Farmers & Merchants Bank was established 117 years ago and is currently headquartered in Monticello, FL.

Jan 05 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Merchants Bank Seller 27,006 Pooling of Interests Discontinued 1/16/1998
Relationships Role Relationship Start Relationship End
Fmb Banking Corporation Parent 5/11/1983
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