Farmers & Merchants Bank
Monticello, FL — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Farmers & Merchants Bank | All Insured Commercial Banks in Florida |
| 12-31-2016 | 3.755 | 3.553 |
| 09-30-2016 | 3.753 | 3.555 |
| 06-30-2016 | 3.764 | 3.561 |
| 03-31-2016 | 3.739 | 3.576 |
| 12-31-2015 | 3.709 | 3.596 |
| 09-30-2015 | 3.698 | 3.58 |
| 06-30-2015 | 3.605 | 3.572 |
| 03-31-2015 | 3.61 | 3.562 |
| 12-31-2014 | 3.781 | 3.589 |
| 09-30-2014 | 3.792 | 3.589 |
| 06-30-2014 | 3.813 | 3.559 |
| 03-31-2014 | 3.583 | 3.537 |
| 12-31-2013 | 3.872 | 3.515 |
| 09-30-2013 | 3.894 | 3.507 |
| 06-30-2013 | 3.914 | 3.489 |
| 03-31-2013 | 3.814 | 3.479 |
| 12-31-2012 | 4.362 | 3.605 |
| 09-30-2012 | 4.468 | 3.595 |
| 06-30-2012 | 4.379 | 3.585 |
| 03-31-2012 | 4.291 | 3.601 |
| 12-31-2011 | 4.491 | 3.562 |
| 09-30-2011 | 4.451 | 3.551 |
| 06-30-2011 | 4.399 | 3.521 |
| 03-31-2011 | 4.268 | 3.464 |
| 12-31-2010 | 4.176 | 3.384 |
| 09-30-2010 | 4.197 | 3.374 |
| 06-30-2010 | 4.12 | 3.343 |
| 03-31-2010 | 4.187 | 3.311 |
| 12-31-2009 | 4.013 | 3.114 |
| 09-30-2009 | 3.968 | 3.06 |
| 06-30-2009 | 3.838 | 3.016 |
| 03-31-2009 | 3.84 | 3.008 |
| 12-31-2008 | 4.063 | 3.435 |
| 09-30-2008 | 4.208 | 3.538 |
| 06-30-2008 | 4.2 | 3.568 |
| 03-31-2008 | 4.306 | 3.6 |
| 12-31-2007 | 4.472 | 4.088 |
| 09-30-2007 | 4.518 | 4.11 |
| 06-30-2007 | 4.536 | 4.109 |
| 03-31-2007 | 4.447 | 4.087 |
| 12-31-2006 | 4.74 | 4.437 |
| 09-30-2006 | 4.789 | 4.441 |
| 06-30-2006 | 4.84 | 4.408 |
| 03-31-2006 | 4.876 | 4.374 |
| 12-31-2005 | 5.025 | 4.355 |
| 09-30-2005 | 4.993 | 4.314 |
| 06-30-2005 | 5.011 | 4.24 |
| 03-31-2005 | 4.967 | 4.189 |
| 12-31-2004 | 4.819 | 4.074 |
| 09-30-2004 | 4.779 | 4.042 |
| 06-30-2004 | 4.767 | 4.015 |
| 03-31-2004 | 4.783 | 4.061 |
| 12-31-2003 | 4.94 | 4.041 |
| 09-30-2003 | 4.972 | 4.034 |
| 06-30-2003 | 4.911 | 4.045 |
| 03-31-2003 | 4.833 | 4.094 |
| 12-31-2002 | 5.209 | 4.271 |