Vitals
  • Total Assets
    177.3M 10.8 %
  • Total Deposits
    159.7M 17.4 %
  • Total Net Loans
    139.2M 7.8 %
  • Net Income
    -863000.0000 -43.4 %
  • Book Value
    15.3M -4.2 %
  • Book Value x2
    30.6M -4.2 %
  • Book Value x3
    46.0M -4.2 %
ROAA

-.491

ROAE

-5.346

Efficiency Ratio

104.529

Net Interest Margin

4.392

Balance Sheet Highlights
Financial Highlights The Bank Of Santa Barbara All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 177,345 1,170,476
Total Net Loans 139,196 781,437
Total Deposits 159,659 945,997
Total Equity 15,320 149,439
Profitability
Net Income -863 11,561
Return on Average Assets -.491 .896
Return on Average Equity -5.346 7.49
Net Interest Margin 4.392 3.756
Efficiency Ratio 104.529 68.735
Noninterest Income/Revenue 7.339 15.607
Balance Sheet Ratios
Loan-to-Deposit 87.183 82.703
Securities/Assets .015 .147
Total Equity/Total Assets .086 .128
Tangible Equity/Tangible Assets .075 .117
Capital Adequacy
Tier 1 Common Capital 12,961 129,601
Tier 1 Capital 14,192 129,963
Tier 2 Capital 1,914 10,183
Total Capital 16,106 140,283
Total Risk Weighted Assets 159,024 875,136
Leverage Ratio 7.8 11.395
Common Equity Tier 1 Capital Ratio 8.15 14.983
Tier 1 Capital Ratio 8.92 15.124
Total Capital Ratio 10.13 16.311

Timeline for The Bank Of Santa Barbara

American Riviera Bank

The Bank Of Santa Barbara was acquired by American Riviera Bank 8 years

View Profile Jan 01 2016

The Bank Of Santa Barbara

The Bank Of Santa Barbara was established 18 years ago and is currently headquartered in Santa Barbara, CA.

Dec 19 2005

Capitol Development Bancorp Limited Iii

Capitol Development Bancorp Limited Iii became a new parent organization for The Bank Of Santa Barbara.

View Profile Dec 19 2005
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American Riviera Bank Buyer 463,601 Acquisition Discontinued 1/1/2016
Relationships Role Relationship Start Relationship End
Capitol Development Bancorp Limited Iii Parent 12/19/2005 11/13/2009
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