Vitals
  • Total Assets
    178.0M 12.9 %
  • Total Deposits
    158.5M 13.4 %
  • Total Net Loans
    131.2M 12.6 %
  • Net Income
    1.9M 30.9 %
  • Book Value
    19.2M 8.8 %
  • Book Value x2
    38.3M 8.8 %
  • Book Value x3
    57.5M 8.8 %
ROAA

1.466

ROAE

13.531

Efficiency Ratio

42.005

Net Interest Margin

4.492

Balance Sheet Highlights
Financial Highlights Horatio State Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 178,007 319,051
Total Net Loans 131,200 219,294
Total Deposits 158,531 258,477
Total Equity 19,151 37,431
Profitability
Net Income 1,890 2,719
Return on Average Assets 1.466 1.038
Return on Average Equity 13.531 8.671
Net Interest Margin 4.492 3.95
Efficiency Ratio 42.005 67.372
Noninterest Income/Revenue 3.877 22.263
Balance Sheet Ratios
Loan-to-Deposit 82.76 77.433
Securities/Assets .114 .178
Total Equity/Total Assets .108 .117
Tangible Equity/Tangible Assets .108 .109
Capital Adequacy
Tier 1 Common Capital 19,052 34,341
Tier 1 Capital 19,052 34,344
Tier 2 Capital 1,444 2,643
Total Capital 20,496 36,985
Total Risk Weighted Assets 114,630 232,331
Leverage Ratio 10.83 11.366
Common Equity Tier 1 Capital Ratio 16.62 17.136
Tier 1 Capital Ratio 16.62 17.15
Total Capital Ratio 17.88 18.295

Timeline for Horatio State Bank

Pioneer Bancshares, Inc. Of Horatio, Ark

Pioneer Bancshares, Inc. Of Horatio, Ark became a new parent organization for Horatio State Bank.

View Profile Sep 30 1986

Bank Of Dierks

Acquisition: Horatio State Bank acquired a new subsidiary, Bank Of Dierks , 71 years

View Profile Sep 03 1952

Horatio State Bank

Horatio State Bank was established 118 years ago and is currently headquartered in Horatio, AR.

May 05 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Dierks Seller Failure 9/3/1952
Relationships Role Relationship Start Relationship End
Pioneer Bancshares, Inc. Of Horatio, Ark Parent 12/31/1988
Pioneer Bancshares, Inc. Of Horatio, Ark Parent 9/30/1986 12/30/1988
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