Vitals
  • Total Assets
    170.5M 8.6 %
  • Total Deposits
    151.6M 8.8 %
  • Total Net Loans
    117.5M 19.2 %
  • Net Income
    1.1M -26.2 %
  • Book Value
    16.4M 5.7 %
  • Book Value x2
    32.7M 5.7 %
  • Book Value x3
    49.1M 5.7 %
ROAA

.644

ROAE

6.83

Efficiency Ratio

71.479

Net Interest Margin

3.669

Balance Sheet Highlights
Financial Highlights Peach State Bank & Trust All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 170,508 256,123
Total Net Loans 117,548 160,108
Total Deposits 151,643 221,413
Total Equity 16,369 27,434
Profitability
Net Income 1,110 2,812
Return on Average Assets .644 .99
Return on Average Equity 6.83 8.811
Net Interest Margin 3.669 4.031
Efficiency Ratio 71.479 72.067
Noninterest Income/Revenue 6.815 19.316
Balance Sheet Ratios
Loan-to-Deposit 77.516 70.662
Securities/Assets .204 .165
Total Equity/Total Assets .096 .107
Tangible Equity/Tangible Assets .096 .105
Capital Adequacy
Tier 1 Common Capital 15,131 26,376
Tier 1 Capital 15,131 26,452
Tier 2 Capital 1,530 1,919
Total Capital 16,661 28,453
Total Risk Weighted Assets 121,693 174,280
Leverage Ratio 8.64 10.62
Common Equity Tier 1 Capital Ratio 12.43 16.191
Tier 1 Capital Ratio 12.43 16.286
Total Capital Ratio 13.69 17.433

Timeline for Peach State Bank & Trust

Peach State Bank & Trust

Peach State Bank & Trust was established 19 years ago and is currently headquartered in Gainesville, GA.

Apr 27 2005
Relationships Role Relationship Start Relationship End
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