The Bank Of Santa Barbara
Santa Barbara, CA — Domestic Branch of a Domestic Bank
Acquired Jan 2016
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Bank Of Santa Barbara | All Insured Commercial Banks in California |
Interest and Fees on Loans | 7,156 | 34,714 |
Income from Lease Financing Receivables | — | 45 |
— | 27 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 11 |
Income on Loans and Leases (TE) | 7,156 | 34,980 |
Investment Interest Income (TE) | 91 | 3,629 |
Total Interest Income (TE) | 7,449 | 40,436 |
Total Interest Expense | 510 | 2,701 |
Net Interest Income (TE) | 6,939 | 36,827 |
Non-Interest Income | 590 | 7,478 |
Adjusted Operating Income (TE) | 7,529 | 50,399 |
Non-interest Expense | 7,870 | 29,818 |
Provision for Loan & Lease Losses | 737 | 506 |
Pretax Operating Income (TE) | -1,078 | 17,730 |
Pretax Net Operating Income (TE) | -1,078 | 17,927 |
Applicable Income Taxes | -215 | 6,429 |
Net Operating Income | -863 | 11,561 |
Net Income | -863 | 11,561 |
Cash Dividends Declared | 19 | 2,067 |
Retained Earnings | -882 | 7,078 |