American Riviera Bank
Santa Barbara, CA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | American Riviera Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 20,724 | 39,600 |
Income from Lease Financing Receivables | — | 93 |
36 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 19 | 21 |
Income on Loans and Leases (TE) | 20,743 | 39,939 |
Investment Interest Income (TE) | 102 | 4,547 |
Total Interest Income (TE) | 21,116 | 46,718 |
Total Interest Expense | 808 | 3,460 |
Net Interest Income (TE) | 20,308 | 42,511 |
Non-Interest Income | 1,184 | 7,405 |
Adjusted Operating Income (TE) | 21,492 | 56,117 |
Non-interest Expense | 13,942 | 31,848 |
Provision for Loan & Lease Losses | 505 | 726 |
Pretax Operating Income (TE) | 7,045 | 20,596 |
Pretax Net Operating Income (TE) | 7,045 | 21,052 |
Applicable Income Taxes | 2,896 | 7,212 |
Net Operating Income | 4,130 | 12,949 |
Net Income | 4,130 | 12,577 |
Cash Dividends Declared | — | 2,927 |
Retained Earnings | 4,130 | 8,927 |