Regal Bank
Livingston, NJ — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Regal Bank | All Insured Commercial Banks in New Jersey |
Interest and Fees on Loans | 18,208 | 29,100 |
Income from Lease Financing Receivables | — | 31 |
— | 49 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 23 |
Income on Loans and Leases (TE) | 18,208 | 29,223 |
Investment Interest Income (TE) | 727 | 2,453 |
Total Interest Income (TE) | 19,260 | 32,299 |
Total Interest Expense | 3,077 | 4,682 |
Net Interest Income (TE) | 16,183 | 27,350 |
Non-Interest Income | 784 | 7,091 |
Adjusted Operating Income (TE) | 16,967 | 36,057 |
Non-interest Expense | 14,785 | 23,648 |
Provision for Loan & Lease Losses | 395 | 876 |
Pretax Operating Income (TE) | 1,787 | 10,871 |
Pretax Net Operating Income (TE) | 1,793 | 10,995 |
Applicable Income Taxes | 730 | 2,973 |
Net Operating Income | 1,016 | 8,462 |
Net Income | 1,016 | 8,451 |
Cash Dividends Declared | 387 | 2,119 |
Retained Earnings | 629 | 5,840 |