Vitals
  • Total Assets
    87.6M -12.0 %
  • Total Deposits
    79.1M -12.3 %
  • Total Net Loans
    79.0M -1.1 %
  • Net Income
    -266000.0000 -986.7 %
  • Book Value
    8.2M -8.5 %
  • Book Value x2
    16.4M -8.5 %
  • Book Value x3
    24.6M -8.5 %
ROAA

-1.195

ROAE

-12.831

Efficiency Ratio

127.984

Net Interest Margin

3.733

Balance Sheet Highlights
Financial Highlights Community First Bank All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 87,557 857,131
Total Net Loans 78,959 599,276
Total Deposits 79,073 709,863
Total Equity 8,191 90,184
Profitability
Net Income -266 1,609
Return on Average Assets -1.195 .56
Return on Average Equity -12.831 5.639
Net Interest Margin 3.733 3.431
Efficiency Ratio 127.984 77.142
Noninterest Income/Revenue 13.009 19.614
Balance Sheet Ratios
Loan-to-Deposit 99.856 85.31
Securities/Assets .052 .125
Total Equity/Total Assets .094 .105
Tangible Equity/Tangible Assets .094 .095
Capital Adequacy
Tier 1 Common Capital 8,137 80,299
Tier 1 Capital 8,137 81,850
Tier 2 Capital 935 7,815
Total Capital 9,072 89,809
Total Risk Weighted Assets 74,555 666,412
Leverage Ratio 9.14 9.383
Common Equity Tier 1 Capital Ratio 10.91 12.128
Tier 1 Capital Ratio 10.91 12.477
Total Capital Ratio 12.17 13.71

Timeline for Community First Bank

Regal Bank

Community First Bank was acquired by Regal Bank 8 years

View Profile Apr 01 2016

Community First Bank

Community First Bank was established 15 years ago and is currently headquartered in Somerset, NJ.

Oct 06 2008
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Regal Bank Buyer 474,547 Acquisition Discontinued 4/1/2016
Relationships Role Relationship Start Relationship End
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