Vitals
  • Total Assets
    93.5M 7.5 %
  • Total Deposits
    83.1M 9.0 %
  • Total Net Loans
    68.3M 36.3 %
  • Net Income
    721000.0000 -9.1 %
  • Book Value
    9.7M -3.9 %
  • Book Value x2
    19.5M -3.9 %
  • Book Value x3
    29.2M -3.9 %
ROAA

.818

ROAE

7.213

Efficiency Ratio

67.096

Net Interest Margin

3.336

Balance Sheet Highlights
Financial Highlights State Bank Of Richmond All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 93,497 147,703
Total Net Loans 68,337 97,223
Total Deposits 83,145 126,600
Total Equity 9,741 15,565
Profitability
Net Income 721 1,683
Return on Average Assets .818 1.08
Return on Average Equity 7.213 9.905
Net Interest Margin 3.336 3.845
Efficiency Ratio 67.096 68.21
Noninterest Income/Revenue 8.427 13.68
Balance Sheet Ratios
Loan-to-Deposit 82.19 75.205
Securities/Assets .196 .174
Total Equity/Total Assets .104 .105
Tangible Equity/Tangible Assets .102 .103
Capital Adequacy
Tier 1 Common Capital 9,752 15,225
Tier 1 Capital 9,752 15,232
Tier 2 Capital 670 1,135
Total Capital 10,422 16,386
Total Risk Weighted Assets 72,123 105,251
Leverage Ratio 10.71 10.475
Common Equity Tier 1 Capital Ratio 13.52 15.3
Tier 1 Capital Ratio 13.52 15.308
Total Capital Ratio 14.45 16.398

Timeline for State Bank Of Richmond

Centra Ventures, Inc.

Centra Ventures, Inc. became a new parent organization for State Bank Of Richmond.

View Profile Jul 01 2013

Richmond Bank Holding Co.

Richmond Bank Holding Co. became a new parent organization for State Bank Of Richmond.

View Profile Oct 30 1985

State Bank Of Richmond

State Bank Of Richmond was established 119 years ago and is currently headquartered in Richmond, MN.

Jun 04 1904
Relationships Role Relationship Start Relationship End
Centra Ventures, Inc. Parent 7/1/2013
Richmond Bank Holding Co. Parent 1/1/2013 6/30/2013
Richmond Bank Holding Co. Parent 4/9/2009 12/31/2012
Richmond Bank Holding Co. Parent 5/6/2003 4/8/2009
Richmond Bank Holding Co. Parent 4/16/2003 5/5/2003
Richmond Bank Holding Co. Parent 2/20/2002 4/15/2003
Richmond Bank Holding Co. Parent 10/30/1985 2/19/2002
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