State Bank Of Richmond
Richmond, MN — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | State Bank Of Richmond | All Insured Commercial Banks in Minnesota |
Interest and Fees on Loans | 2,587 | 4,864 |
Income from Lease Financing Receivables | 17 | 12 |
— | 40 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 20 |
Income on Loans and Leases (TE) | 2,604 | 4,921 |
Investment Interest Income (TE) | 446 | 592 |
Total Interest Income (TE) | 3,162 | 5,709 |
Total Interest Expense | 280 | 508 |
Net Interest Income (TE) | 2,882 | 5,181 |
Non-Interest Income | 291 | 905 |
Adjusted Operating Income (TE) | 3,173 | 6,155 |
Non-interest Expense | 2,129 | 4,018 |
Provision for Loan & Lease Losses | 201 | 126 |
Pretax Operating Income (TE) | 843 | 1,907 |
Pretax Net Operating Income (TE) | 859 | 1,940 |
Applicable Income Taxes | 51 | 97 |
Net Operating Income | 721 | 1,682 |
Net Income | 721 | 1,683 |
Cash Dividends Declared | 1,016 | 1,029 |
Retained Earnings | -295 | 636 |