Vitals
  • Total Assets
    90.3M -0.9 %
  • Total Deposits
    81.8M -2.1 %
  • Total Net Loans
    71.4M 4.8 %
  • Net Income
    594000.0000 79.5 %
  • Book Value
    8.1M 13.3 %
  • Book Value x2
    16.2M 13.3 %
  • Book Value x3
    24.3M 13.3 %
ROAA

.662

ROAE

7.834

Efficiency Ratio

84.543

Net Interest Margin

4.268

Balance Sheet Highlights
Financial Highlights Heritage Community Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 90,273 350,717
Total Net Loans 71,404 240,957
Total Deposits 81,814 296,573
Total Equity 8,110 37,152
Profitability
Net Income 594 3,593
Return on Average Assets .662 .956
Return on Average Equity 7.834 8.82
Net Interest Margin 4.268 4.036
Efficiency Ratio 84.543 69.386
Noninterest Income/Revenue 8.848 17.129
Balance Sheet Ratios
Loan-to-Deposit 87.276 77.925
Securities/Assets .044 .166
Total Equity/Total Assets .09 .106
Tangible Equity/Tangible Assets .089 .103
Capital Adequacy
Tier 1 Common Capital 8,108 35,983
Tier 1 Capital 8,108 36,157
Tier 2 Capital 790 2,649
Total Capital 8,898 38,803
Total Risk Weighted Assets 62,485 253,332
Leverage Ratio 8.94 10.564
Common Equity Tier 1 Capital Ratio 12.98 15.215
Tier 1 Capital Ratio 12.98 15.278
Total Capital Ratio 14.24 16.362

Timeline for Heritage Community Bank

Heritage Community Bank

Heritage Community Bank was established 20 years ago and is currently headquartered in Greeneville, TN.

Dec 03 2003
Relationships Role Relationship Start Relationship End
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