Vitals
  • Total Assets
    81.2M 18.6 %
  • Total Deposits
    64.7M 23.0 %
  • Total Net Loans
    58.8M 19.3 %
  • Net Income
    672000.0000 -60.7 %
  • Book Value
    11.9M 5.3 %
  • Book Value x2
    23.7M 5.3 %
  • Book Value x3
    35.6M 5.3 %
ROAA

.86

ROAE

5.782

Efficiency Ratio

69.374

Net Interest Margin

4.529

Balance Sheet Highlights
Financial Highlights State Bank Of Georgia All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 81,158 256,123
Total Net Loans 58,816 160,108
Total Deposits 64,707 221,413
Total Equity 11,853 27,434
Profitability
Net Income 672 2,812
Return on Average Assets .86 .99
Return on Average Equity 5.782 8.811
Net Interest Margin 4.529 4.031
Efficiency Ratio 69.374 72.067
Noninterest Income/Revenue 4.635 19.316
Balance Sheet Ratios
Loan-to-Deposit 90.896 70.662
Securities/Assets .075 .165
Total Equity/Total Assets .146 .107
Tangible Equity/Tangible Assets .131 .105
Capital Adequacy
Tier 1 Common Capital 10,615 26,376
Tier 1 Capital 11,621 26,452
Tier 2 Capital 774 1,919
Total Capital 12,395 28,453
Total Risk Weighted Assets 61,796 174,280
Leverage Ratio 13.78 10.62
Common Equity Tier 1 Capital Ratio 17.18 16.191
Tier 1 Capital Ratio 18.81 16.286
Total Capital Ratio 20.06 17.433

Timeline for State Bank Of Georgia

State Bank Of Georgia

State Bank Of Georgia was established 16 years ago and is currently headquartered in Fayetteville, GA.

Nov 05 2007
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Bank Of New Madrid
 		New Madrid MO 91.2M
1St Advantage Bank
 		Saint Peters MO 92.1M
Citizens State Bank
 		Wyoming IA 92.2M
First Community Bank Of Hillsboro
 		Hillsboro IL 92.3M
First Fidelity Bank
 		Fort Payne AL 92.4M
Liberty Bay Bank
 		Poulsbo WA 92.4M
Citizens Bank & Trust
 		Rock Port MO 90.2M
Mountain Valley Bank
 		Dunlap TN 93.4M
Union State Bank Of Fargo
 		Fargo ND 93.6M
Heritage Community Bank
 		Greeneville TN 89.6M