Vitals
  • Total Assets
    96.8M 23.3 %
  • Total Deposits
    68.2M 14.1 %
  • Total Net Loans
    60.8M 10.0 %
  • Net Income
    1.2M 74.9 %
  • Book Value
    9.4M 10.1 %
  • Book Value x2
    18.8M 10.1 %
  • Book Value x3
    28.3M 10.1 %
ROAA

1.394

ROAE

13.592

Efficiency Ratio

91.861

Net Interest Margin

3.866

Balance Sheet Highlights
Financial Highlights Liberty Bay Bank All Insured Commercial Banks in Washington
Balance Sheet $(000)
Total Assets 96,841 1,309,331
Total Net Loans 60,827 914,924
Total Deposits 68,205 1,092,792
Total Equity 9,424 152,127
Profitability
Net Income 1,228 12,922
Return on Average Assets 1.394 .911
Return on Average Equity 13.592 8.319
Net Interest Margin 3.866 3.836
Efficiency Ratio 91.861 71.805
Noninterest Income/Revenue 2.914 18.251
Balance Sheet Ratios
Loan-to-Deposit 89.183 80.687
Securities/Assets .289 .16
Total Equity/Total Assets .097 .116
Tangible Equity/Tangible Assets .097 .099
Capital Adequacy
Tier 1 Common Capital 8,801 127,821
Tier 1 Capital 8,801 127,821
Tier 2 Capital 743 10,823
Total Capital 9,544 138,644
Total Risk Weighted Assets 66,661 1,050,147
Leverage Ratio 9.44 10.428
Common Equity Tier 1 Capital Ratio 13.2 14.247
Tier 1 Capital Ratio 13.2 14.247
Total Capital Ratio 14.32 15.385

Timeline for Liberty Bay Bank

Liberty Bay Bank

Liberty Bay Bank was established 14 years ago and is currently headquartered in Poulsbo, WA.

Jun 11 2009
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
First Fidelity Bank
 		Fort Payne AL 92.4M
First Community Bank Of Hillsboro
 		Hillsboro IL 92.3M
Citizens State Bank
 		Wyoming IA 92.2M
1St Advantage Bank
 		Saint Peters MO 92.1M
State Bank Of Georgia
 		Fayetteville GA 91.7M
Mountain Valley Bank
 		Dunlap TN 93.4M
Bank Of New Madrid
 		New Madrid MO 91.2M
Union State Bank Of Fargo
 		Fargo ND 93.6M
Fidelity Bank Of Texas
 		Waco TX 94.1M
Citizens Bank & Trust
 		Rock Port MO 90.2M