Vitals
  • Total Assets
    96.3M 4.4 %
  • Total Deposits
    83.0M 4.4 %
  • Total Net Loans
    40.5M 0.4 %
  • Net Income
    1.0M -8.5 %
  • Book Value
    10.0M -2.1 %
  • Book Value x2
    20.0M -2.1 %
  • Book Value x3
    30.0M -2.1 %
ROAA

1.153

ROAE

9.994

Efficiency Ratio

65.169

Net Interest Margin

3.137

Balance Sheet Highlights
Financial Highlights Citizens Bank & Trust All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 96,285 258,416
Total Net Loans 40,453 178,998
Total Deposits 82,954 217,087
Total Equity 9,996 28,107
Profitability
Net Income 1,048 2,724
Return on Average Assets 1.153 1.016
Return on Average Equity 9.994 9.475
Net Interest Margin 3.137 3.745
Efficiency Ratio 65.169 67.758
Noninterest Income/Revenue 14.853 16.937
Balance Sheet Ratios
Loan-to-Deposit 48.766 78.741
Securities/Assets .423 .158
Total Equity/Total Assets .104 .109
Tangible Equity/Tangible Assets .103 .106
Capital Adequacy
Tier 1 Common Capital 10,163 27,011
Tier 1 Capital 10,163 27,012
Tier 2 Capital 597 2,220
Total Capital 10,760 29,258
Total Risk Weighted Assets 50,631 195,723
Leverage Ratio 10.97 10.472
Common Equity Tier 1 Capital Ratio 20.07 14.947
Tier 1 Capital Ratio 20.07 14.954
Total Capital Ratio 21.25 16.077

Timeline for Citizens Bank & Trust

Bank Of Craig

Acquisition: Citizens Bank & Trust acquired a new subsidiary, Bank Of Craig, 24 years

View Profile May 05 1999

Citizens Ban-Corporation

Citizens Ban-Corporation became a new parent organization for Citizens Bank & Trust.

View Profile Nov 24 1976

Goppert Bancshares, Inc.

Goppert Bancshares, Inc. became a new parent organization for Citizens Bank & Trust.

View Profile Sep 21 1971

Citizens Bank & Trust

Citizens Bank & Trust was established 122 years ago and is currently headquartered in Rock Port, MO.

Mar 28 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Craig Seller 8,257 Acquisition Discontinued 5/5/1999
Relationships Role Relationship Start Relationship End
Citizens Ban-Corporation Parent 12/31/1980 8/18/1988
Citizens Ban-Corporation Parent 11/24/1976 12/30/1980
Goppert Bancshares, Inc. Parent 9/21/1971 12/31/1975
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