Vitals
  • Total Assets
    93.2M -4.2 %
  • Total Deposits
    67.8M -5.2 %
  • Total Net Loans
    50.0M 1.0 %
  • Net Income
    1.6M 0.6 %
  • Book Value
    21.4M -0.4 %
  • Book Value x2
    42.9M -0.4 %
  • Book Value x3
    64.3M -0.4 %
ROAA

1.684

ROAE

7.26

Efficiency Ratio

54.637

Net Interest Margin

3.966

Balance Sheet Highlights
Financial Highlights Citizens State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 93,191 198,346
Total Net Loans 50,031 133,864
Total Deposits 67,803 165,124
Total Equity 21,434 22,060
Profitability
Net Income 1,606 2,310
Return on Average Assets 1.684 1.15
Return on Average Equity 7.26 9.92
Net Interest Margin 3.966 3.587
Efficiency Ratio 54.637 60.34
Noninterest Income/Revenue 6.694 13.494
Balance Sheet Ratios
Loan-to-Deposit 73.789 77.091
Securities/Assets .364 .197
Total Equity/Total Assets .23 .111
Tangible Equity/Tangible Assets .223 .107
Capital Adequacy
Tier 1 Common Capital 20,898 21,135
Tier 1 Capital 20,898 21,140
Tier 2 Capital 751 1,625
Total Capital 21,649 22,777
Total Risk Weighted Assets 60,066 151,308
Leverage Ratio 22.3 10.944
Common Equity Tier 1 Capital Ratio 34.79 15.631
Tier 1 Capital Ratio 34.79 15.631
Total Capital Ratio 36.04 16.675

Timeline for Citizens State Bank

C.S.B. Holding Corporation

C.S.B. Holding Corporation became a new parent organization for Citizens State Bank.

View Profile Jun 20 1984

Citizens State Bank

Citizens State Bank was established 111 years ago and is currently headquartered in Wyoming, IA.

Jan 01 1913
Relationships Role Relationship Start Relationship End
C.S.B. Holding Corporation Parent 12/31/1996
C.S.B. Holding Corporation Parent 6/20/1984 12/30/1996
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