Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Iowa
12-31-2016 54.637 60.34
09-30-2016 52.394 59.491
06-30-2016 51.516 59.409
03-31-2016 51.161 60.225
12-31-2015 54.373 60.496
09-30-2015 51.056 59.681
06-30-2015 49.71 60.132
03-31-2015 51.697 60.393
12-31-2014 52.211 61.018
09-30-2014 48.227 60.504
06-30-2014 48.729 61.172
03-31-2014 49.307 61.511
12-31-2013 49.465 61.468
09-30-2013 46.666 60.526
06-30-2013 47.57 61.108
03-31-2013 50.881 61.433
12-31-2012 51.433 60.798
09-30-2012 48.705 59.27
06-30-2012 48.704 59.46
03-31-2012 48.659 59.522
12-31-2011 49.915 61.164
09-30-2011 47.373 60.207
06-30-2011 47.477 61.117
03-31-2011 48.951 61.955
12-31-2010 52.02 61.606
09-30-2010 48.615 60.344
06-30-2010 48.221 60.36
03-31-2010 49.081 61.058
12-31-2009 51.008 63.35
09-30-2009 48.374 62.568
06-30-2009 48.23 63.179
03-31-2009 47.818 61.322
12-31-2008 50.858 61.499
09-30-2008 47.732 60.136
06-30-2008 48.874 61.136
03-31-2008 48.869 61.724
12-31-2007 49.457 62.773
09-30-2007 46.689 61.738
06-30-2007 47.121 62.033
03-31-2007 46.426 63.023
12-31-2006 48.997 62.678
09-30-2006 46.768 61.508
06-30-2006 46.715 61.549
03-31-2006 48.345 62.083
12-31-2005 49.662 61.109
09-30-2005 46.491 59.958
06-30-2005 44.731 59.974
03-31-2005 45.297 60.352
12-31-2004 47.82 60.659
09-30-2004 44.971 59.313
06-30-2004 44.363 59.954
03-31-2004 46.056 60.454
12-31-2003 48.074 60.721
09-30-2003 45.789 59.436
06-30-2003 43.862 59.565
03-31-2003 45.126 60.143
12-31-2002 44.776 59.278