Citizens State Bank
Wyoming, IA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens State Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 2,906 | 6,128 |
Income from Lease Financing Receivables | — | 1 |
44 | 47 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 23 | 23 |
Income on Loans and Leases (TE) | 2,929 | 6,162 |
Investment Interest Income (TE) | 1,109 | 1,177 |
Total Interest Income (TE) | 4,084 | 7,538 |
Total Interest Expense | 482 | 925 |
Net Interest Income (TE) | 3,602 | 6,587 |
Non-Interest Income | 293 | 1,176 |
Adjusted Operating Income (TE) | 3,895 | 7,798 |
Non-interest Expense | 2,128 | 4,586 |
Provision for Loan & Lease Losses | — | 208 |
Pretax Operating Income (TE) | 1,767 | 2,901 |
Pretax Net Operating Income (TE) | 1,877 | 2,963 |
Applicable Income Taxes | 90 | 312 |
Net Operating Income | 1,606 | 2,310 |
Net Income | 1,606 | 2,310 |
Cash Dividends Declared | 987 | 1,248 |
Retained Earnings | 619 | 1,005 |