Vitals
  • Total Assets
    485.3M 179.3 %
  • Total Deposits
    432.5M 181.0 %
  • Total Net Loans
    355.0M 212.4 %
  • Net Income
    2.3M 74.6 %
  • Book Value
    51.4M 161.6 %
  • Book Value x2
    102.8M 161.6 %
  • Book Value x3
    154.1M 161.6 %
ROAA

.478

ROAE

4.467

Efficiency Ratio

77.87

Net Interest Margin

2.761

Balance Sheet Highlights
Financial Highlights Western States Bank All Insured Commercial Banks in Wyoming
Balance Sheet $(000)
Total Assets 485,325 249,418
Total Net Loans 354,959 129,082
Total Deposits 432,548 219,405
Total Equity 51,382 25,580
Profitability
Net Income 2,287 2,451
Return on Average Assets .478 .927
Return on Average Equity 4.467 9.007
Net Interest Margin 2.761 3.679
Efficiency Ratio 77.87 69.575
Noninterest Income/Revenue 12.224 16.285
Balance Sheet Ratios
Loan-to-Deposit 82.062 63.604
Securities/Assets .095 .287
Total Equity/Total Assets .106 .103
Tangible Equity/Tangible Assets .099 .102
Capital Adequacy
Tier 1 Common Capital 48,294 25,593
Tier 1 Capital 48,294 25,593
Tier 2 Capital 4,932 1,787
Total Capital 53,226 27,532
Total Risk Weighted Assets 393,492 149,010
Leverage Ratio 10.1 10.306
Common Equity Tier 1 Capital Ratio 12.27 17.298
Tier 1 Capital Ratio 12.27 17.298
Total Capital Ratio 13.53 18.476

Timeline for Western States Bank

Valley Bank And Trust Co.

Acquisition: Western States Bank acquired a new subsidiary, Valley Bank And Trust Co., 7 years

View Profile Jun 18 2016

Western Bank Of Cheyenne

Acquisition: Western States Bank acquired a new subsidiary, Western Bank Of Cheyenne, 16 years

View Profile Oct 27 2007

First Express, Inc.

First Express, Inc. became a new parent organization for Western States Bank.

View Profile Mar 28 2007

Western States Bank

Western States Bank was established 17 years ago and is currently headquartered in Laramie, WY.

Sep 11 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Valley Bank And Trust Co. Seller 325,791 Pooling of Interests Discontinued 6/18/2016
Western Bank Of Cheyenne Seller 81,878 Acquisition Discontinued 10/27/2007
Relationships Role Relationship Start Relationship End
First Express, Inc. Parent 3/28/2007
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