Vitals
  • Total Assets
    566.5M -5.4 %
  • Total Deposits
    312.3M -13.8 %
  • Total Net Loans
    413.9M -7.5 %
  • Net Income
    10.2M 19.9 %
  • Book Value
    64.6M 11.7 %
  • Book Value x2
    129.1M 11.7 %
  • Book Value x3
    193.7M 11.7 %
ROAA

1.732

ROAE

16.707

Efficiency Ratio

43.98

Net Interest Margin

4.64

Balance Sheet Highlights
Financial Highlights Pacific Crest Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 566,540 423,676
Total Net Loans 413,886 324,429
Total Deposits 312,300 333,683
Total Equity 64,566 45,907
Profitability
Net Income 10,246 30,937
Return on Average Assets 1.732 1.346
Return on Average Equity 16.707 13.116
Net Interest Margin 4.64 4.433
Efficiency Ratio 43.98 78.394
Noninterest Income/Revenue 6.374 20.03
Balance Sheet Ratios
Loan-to-Deposit 132.528 78.78
Securities/Assets .227 .76
Total Equity/Total Assets .114 .108
Tangible Equity/Tangible Assets .113 -.599
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 63,508 39,278
Tier 2 Capital 5,186 5,252
Total Capital 68,694 43,542
Total Risk Weighted Assets 411,899 320,160
Leverage Ratio 10.96 11.115
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.42 15.254
Total Capital Ratio 16.68 16.471

Timeline for Pacific Crest Bank

Santa Barbara Bank & Trust, National Association

Pacific Crest Bank was acquired by Santa Barbara Bank & Trust, National Association 20 years

View Profile Mar 06 2004

Pacific Crest Capital, Inc.

Pacific Crest Capital, Inc. became a new parent organization for Pacific Crest Bank.

View Profile Dec 15 1999

Ftl Asset Fund, Inc.

Ftl Asset Fund, Inc. became a new subsidiary organization for Pacific Crest Bank.

View Profile Dec 31 1984

Pacific Crest Bank

Pacific Crest Bank was established 49 years ago and is currently headquartered in Agoura Hills, CA.

Sep 01 1974
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Santa Barbara Bank & Trust, National Association Buyer 5,989,186 Acquisition Discontinued 3/6/2004
Relationships Role Relationship Start Relationship End
Pacific Crest Capital, Inc. Parent 12/15/1999 3/5/2004
Ftl Asset Fund, Inc. Subsidary 12/31/1984 12/30/1985
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