Vitals
  • Total Assets
    573.2M 8.8 %
  • Total Deposits
    452.7M 9.9 %
  • Total Net Loans
    378.9M 13.6 %
  • Net Income
    3.3M -6.3 %
  • Book Value
    61.2M -5.3 %
  • Book Value x2
    122.4M -5.3 %
  • Book Value x3
    183.6M -5.3 %
ROAA

.614

ROAE

5.104

Efficiency Ratio

80.547

Net Interest Margin

3.949

Balance Sheet Highlights
Financial Highlights Finance Factors, Ltd. All Insured Commercial Banks in Hawaii
Balance Sheet $(000)
Total Assets 573,220 4,705,906
Total Net Loans 378,865 2,853,461
Total Deposits 452,701 4,020,778
Total Equity 61,186 559,839
Profitability
Net Income 3,348 51,900
Return on Average Assets .614 .729
Return on Average Equity 5.104 6.104
Net Interest Margin 3.949 3.394
Efficiency Ratio 80.547 69.285
Noninterest Income/Revenue 6.853 23.361
Balance Sheet Ratios
Loan-to-Deposit 83.69 78.977
Securities/Assets .189 .255
Total Equity/Total Assets .107 .119
Tangible Equity/Tangible Assets .105 .082
Capital Adequacy
Tier 1 Common Capital 56,453 403,487
Tier 1 Capital 56,453 403,488
Tier 2 Capital 5,193 33,255
Total Capital 61,646 436,744
Total Risk Weighted Assets 378,079 3,001,487
Leverage Ratio 10.09 10.137
Common Equity Tier 1 Capital Ratio 14.93 15.82
Tier 1 Capital Ratio 14.93 15.82
Total Capital Ratio 16.31 16.878

Timeline for Finance Factors, Ltd.

Finance Enterprises, Ltd.

Finance Enterprises, Ltd. became a new parent organization for Finance Factors, Ltd..

View Profile Dec 31 2014

Rainbow Financial Corporation

Acquisition: Finance Factors, Ltd. acquired a new subsidiary, Rainbow Financial Corporation, 25 years

View Profile Jan 01 1999

Paradise Finance, Inc.

Acquisition: Finance Factors, Ltd. acquired a new subsidiary, Paradise Finance, Inc., 31 years

View Profile Jul 23 1992

Finance Factors, Ltd.

Finance Factors, Ltd. was established 71 years ago and is currently headquartered in Honolulu, HI.

May 14 1952
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Rainbow Financial Corporation Seller 34,993 Sale of Assets 1/1/1999
Paradise Finance, Inc. Seller 2,728 Discontinued 7/23/1992
Relationships Role Relationship Start Relationship End
Finance Enterprises, Ltd. Parent 12/31/2014
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