Pacific Crest Bank
Agoura Hills, CA — Non-member Bank
Acquired Mar 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Pacific Crest Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 33,602 | 20,713 |
Income from Lease Financing Receivables | — | 5,575 |
— | 1,133 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 635 |
Income on Loans and Leases (TE) | 33,602 | 20,269 |
Investment Interest Income (TE) | 5,839 | 10,715 |
Total Interest Income (TE) | 39,834 | 20,803 |
Total Interest Expense | 12,521 | 4,301 |
Net Interest Income (TE) | 27,313 | 16,341 |
Non-Interest Income | 2,712 | 5,211 |
Adjusted Operating Income (TE) | 30,025 | 22,075 |
Non-interest Expense | 13,205 | 13,096 |
Provision for Loan & Lease Losses | 174 | 4,046 |
Pretax Operating Income (TE) | 16,646 | 48,684 |
Pretax Net Operating Income (TE) | 17,162 | 48,996 |
Applicable Income Taxes | 6,916 | 17,729 |
Net Operating Income | 10,246 | 30,941 |
Net Income | 10,246 | 30,937 |
Cash Dividends Declared | 3,200 | 33,803 |
Retained Earnings | 7,046 | 13,632 |