Vitals
  • Total Assets
    638.9M 7.8 %
  • Total Deposits
    496.0M 9.5 %
  • Total Net Loans
    455.4M -8.0 %
  • Net Income
    3.4M -25.5 %
  • Book Value
    55.2M 6.7 %
  • Book Value x2
    110.4M 6.7 %
  • Book Value x3
    165.6M 6.7 %
ROAA

.587

ROAE

6.362

Efficiency Ratio

70.248

Net Interest Margin

3.687

Balance Sheet Highlights
Financial Highlights First Security Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 638,890 275,102
Total Net Loans 455,365 177,820
Total Deposits 495,972 227,063
Total Equity 55,209 30,287
Profitability
Net Income 3,435 2,592
Return on Average Assets .587 .944
Return on Average Equity 6.362 8.074
Net Interest Margin 3.687 3.847
Efficiency Ratio 70.248 70.925
Noninterest Income/Revenue 13.727 17.219
Balance Sheet Ratios
Loan-to-Deposit 91.813 76.952
Securities/Assets .176 .219
Total Equity/Total Assets .086 .11
Tangible Equity/Tangible Assets .078 .107
Capital Adequacy
Tier 1 Common Capital 51,409 29,354
Tier 1 Capital 51,409 29,354
Tier 2 Capital 5,291 2,092
Total Capital 56,700 31,454
Total Risk Weighted Assets 422,635 190,479
Leverage Ratio 9.03 11.285
Common Equity Tier 1 Capital Ratio 12.16 17.115
Tier 1 Capital Ratio 12.16 17.115
Total Capital Ratio 13.42 18.174

Timeline for First Security Bank

Fs Realty Holding, Llc

Fs Realty Holding, Llc became a new subsidiary organization for First Security Bank.

View Profile Apr 07 2011

Boonville Branch

Acquisition: First Security Bank acquired a new subsidiary, Boonville Branch , 16 years

View Profile Jan 26 2008

First Security, Inc.

First Security, Inc. became a new parent organization for First Security Bank.

View Profile Aug 10 2000

First Security Bank

First Security Bank was established 26 years ago and is currently headquartered in Owensboro, KY.

Aug 20 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Boonville Branch Seller Acquisition Discontinued 1/26/2008
Relationships Role Relationship Start Relationship End
First Security, Inc. Parent 8/10/2000
Fs Realty Holding, Llc Subsidary 4/7/2011
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