Vitals
  • Total Assets
    552.1M 9.8 %
  • Total Deposits
    480.3M 11.5 %
  • Total Net Loans
    325.3M 1.8 %
  • Net Income
    4.1M 2.6 %
  • Book Value
    70.2M 0.2 %
  • Book Value x2
    140.4M 0.2 %
  • Book Value x3
    210.6M 0.2 %
ROAA

.778

ROAE

5.861

Efficiency Ratio

63.339

Net Interest Margin

3.023

Balance Sheet Highlights
Financial Highlights American Community Bank & Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 552,105 290,894
Total Net Loans 325,313 191,278
Total Deposits 480,316 246,407
Total Equity 70,216 31,125
Profitability
Net Income 4,108 2,670
Return on Average Assets .778 .919
Return on Average Equity 5.861 8.247
Net Interest Margin 3.023 3.499
Efficiency Ratio 63.339 67.9
Noninterest Income/Revenue 11.454 16.598
Balance Sheet Ratios
Loan-to-Deposit 67.729 72.669
Securities/Assets .144 .191
Total Equity/Total Assets .127 .107
Tangible Equity/Tangible Assets .127 .103
Capital Adequacy
Tier 1 Common Capital 70,218 29,670
Tier 1 Capital 70,218 29,720
Tier 2 Capital 4,569 2,112
Total Capital 74,787 31,905
Total Risk Weighted Assets 364,164 212,461
Leverage Ratio 12.79 10.62
Common Equity Tier 1 Capital Ratio 19.28 16.313
Tier 1 Capital Ratio 19.28 16.329
Total Capital Ratio 20.54 17.341

Timeline for American Community Bank & Trust

American Community Wealth Management, Llc

American Community Wealth Management, Llc became a new subsidiary organization for American Community Bank & Trust.

View Profile Oct 01 2008

American Community Financial, Inc.

American Community Financial, Inc. became a new parent organization for American Community Bank & Trust.

View Profile Oct 16 2001

American Community Bank & Trust

American Community Bank & Trust was established 24 years ago and is currently headquartered in Woodstock, IL.

Mar 13 2000
Relationships Role Relationship Start Relationship End
American Community Financial, Inc. Parent 10/16/2001
American Community Wealth Management, Llc Subsidary 10/1/2008
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