Efficiency Ratio Over Time
Efficiency Ratio American Community Bank & Trust All Insured Commercial Banks in Illinois
12-31-2016 63.339 67.9
09-30-2016 61.869 67.646
06-30-2016 61.794 68.093
03-31-2016 61.296 69.015
12-31-2015 62.574 69.227
09-30-2015 61.527 68.548
06-30-2015 60.271 68.972
03-31-2015 61.14 69.878
12-31-2014 61.245 69.969
09-30-2014 59.812 69.35
06-30-2014 59.275 70.075
03-31-2014 60.209 70.96
12-31-2013 60.1 70.63
09-30-2013 59.011 70.13
06-30-2013 60.045 70.351
03-31-2013 60.283 71.443
12-31-2012 62.72 70.063
09-30-2012 60.269 68.769
06-30-2012 60.13 68.792
03-31-2012 60.938 68.884
12-31-2011 60.648 69.941
09-30-2011 60.705 68.923
06-30-2011 60.388 69.854
03-31-2011 62.153 70.062
12-31-2010 56.861 70.567
09-30-2010 57.48 69.213
06-30-2010 58.899 69.682
03-31-2010 60.082 71.112
12-31-2009 64.222 73.38
09-30-2009 62.146 71.202
06-30-2009 61.856 72.036
03-31-2009 61.779 69.904
12-31-2008 45.863 69.748
09-30-2008 45.603 68.193
06-30-2008 44.919 68.561
03-31-2008 45.988 69.396
12-31-2007 46.687 68.284
09-30-2007 47.221 67.285
06-30-2007 49.788 67.545
03-31-2007 47.643 68.287
12-31-2006 47.071 66.265
09-30-2006 47.406 65.369
06-30-2006 48.458 65.236
03-31-2006 49.105 65.409
12-31-2005 53.555 64.049
09-30-2005 53.799 63.135
06-30-2005 54.619 63.051
03-31-2005 56.144 63.149
12-31-2004 56.137 63.383
09-30-2004 56.956 62.952
06-30-2004 57.886 63.147
03-31-2004 59.141 63.481
12-31-2003 65.995 63.697
09-30-2003 68.891 62.506
06-30-2003 71.028 62.464
03-31-2003 78.428 62.651
12-31-2002 73.19 62.349