Vitals
  • Total Assets
    565.2M 0.5 %
  • Total Deposits
    498.7M -0.2 %
  • Total Net Loans
    363.5M 5.3 %
  • Net Income
    7.8M -0.2 %
  • Book Value
    65.0M 6.3 %
  • Book Value x2
    130.0M 6.3 %
  • Book Value x3
    195.0M 6.3 %
ROAA

1.379

ROAE

12.138

Efficiency Ratio

46.922

Net Interest Margin

3.692

Balance Sheet Highlights
Financial Highlights First Metro Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 565,172 266,812
Total Net Loans 363,545 157,006
Total Deposits 498,681 227,200
Total Equity 64,997 30,855
Profitability
Net Income 7,784 2,603
Return on Average Assets 1.379 .91
Return on Average Equity 12.138 7.525
Net Interest Margin 3.692 3.872
Efficiency Ratio 46.922 69.238
Noninterest Income/Revenue 12.807 15.218
Balance Sheet Ratios
Loan-to-Deposit 72.901 65.031
Securities/Assets .266 .23
Total Equity/Total Assets .115 .116
Tangible Equity/Tangible Assets .115 .114
Capital Adequacy
Tier 1 Common Capital 65,364 30,655
Tier 1 Capital 65,364 30,655
Tier 2 Capital 2,600 1,864
Total Capital 67,964 32,526
Total Risk Weighted Assets 336,810 184,216
Leverage Ratio 11.54 11.829
Common Equity Tier 1 Capital Ratio 19.41 18.757
Tier 1 Capital Ratio 19.41 18.762
Total Capital Ratio 20.18 19.824

Timeline for First Metro Bank

First Metro Bancorp

First Metro Bancorp became a new parent organization for First Metro Bank.

View Profile Jul 01 1992

First Metro Bank

First Metro Bank was established 35 years ago and is currently headquartered in Muscle Shoals, AL.

Nov 07 1988
Relationships Role Relationship Start Relationship End
First Metro Bancorp Parent 7/1/1992
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