Vitals
  • Total Assets
    616.7M 15.3 %
  • Total Deposits
    465.4M 10.7 %
  • Total Net Loans
    349.3M 13.1 %
  • Net Income
    8.8M 11.3 %
  • Book Value
    67.4M 5.5 %
  • Book Value x2
    134.8M 5.5 %
  • Book Value x3
    202.2M 5.5 %
ROAA

1.577

ROAE

13.092

Efficiency Ratio

46.689

Net Interest Margin

4.414

Balance Sheet Highlights
Financial Highlights Central Bank Illinois All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 616,717 290,894
Total Net Loans 349,262 191,278
Total Deposits 465,417 246,407
Total Equity 67,388 31,125
Profitability
Net Income 8,775 2,670
Return on Average Assets 1.577 .919
Return on Average Equity 13.092 8.247
Net Interest Margin 4.414 3.499
Efficiency Ratio 46.689 67.9
Noninterest Income/Revenue 11.405 16.598
Balance Sheet Ratios
Loan-to-Deposit 75.043 72.669
Securities/Assets .325 .191
Total Equity/Total Assets .109 .107
Tangible Equity/Tangible Assets .103 .103
Capital Adequacy
Tier 1 Common Capital 64,180 29,670
Tier 1 Capital 64,180 29,720
Tier 2 Capital 4,970 2,112
Total Capital 69,150 31,905
Total Risk Weighted Assets 458,924 212,461
Leverage Ratio 11.15 10.62
Common Equity Tier 1 Capital Ratio 13.98 16.313
Tier 1 Capital Ratio 13.98 16.329
Total Capital Ratio 15.07 17.341

Timeline for Central Bank Illinois

Central Bank Fulton

Acquisition: Central Bank Illinois acquired a new subsidiary, Central Bank Fulton, 19 years

View Profile Dec 28 2004

State Bank Of Osco

Acquisition: Central Bank Illinois acquired a new subsidiary, State Bank Of Osco, 27 years

View Profile Dec 13 1996

Community Federal Savings Bank

Acquisition: Central Bank Illinois acquired a new subsidiary, Community Federal Savings Bank, 33 years

View Profile Nov 03 1990

Central Banc, Inc.

Central Banc, Inc. became a new parent organization for Central Bank Illinois.

View Profile Aug 20 1990

Central Bank Illinois

Central Bank Illinois was established 117 years ago and is currently headquartered in Geneseo, IL.

Feb 01 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Central Bank Fulton Seller 54,455 Pooling of Interests Discontinued 12/28/2004
State Bank Of Osco Seller 36,569 Acquisition Discontinued 12/13/1996
Community Federal Savings Bank Seller 73,680 Failure 11/3/1990
Relationships Role Relationship Start Relationship End
Central Banc, Inc. Parent 8/20/1990
Similar Organizations
Organization City State Total Assets
Bank Of Labor
 		Kansas City KS 572.2M
The Farmers Bank
 		Portland TN 591.1M
United Bank
 		Atmore AL 571.0M
Citizens Union Bank Of Shelbyville
 		Shelbyville KY 574.1M
Arizona Bank & Trust
 		Phoenix AZ 574.6M
The Evangeline Bank And Trust Company
 		Ville Platte LA 575.4M
Urban Partnership Bank
 		Chicago IL 574.0M
First Priority Bank
 		Malvern PA 571.6M
Countryside Bank
 		Countryside IL 573.2M
Hebron Savings Bank
 		Hebron MD 568.1M