Vitals
  • Total Assets
    573.6M 3.0 %
  • Total Deposits
    436.9M 0.7 %
  • Total Net Loans
    450.6M 11.0 %
  • Net Income
    9.7M 12.5 %
  • Book Value
    81.1M 12.7 %
  • Book Value x2
    162.2M 12.7 %
  • Book Value x3
    243.3M 12.7 %
ROAA

1.729

ROAE

12.856

Efficiency Ratio

77.054

Net Interest Margin

3.997

Balance Sheet Highlights
Financial Highlights Citizens Union Bank Of Shelbyville All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 573,601 275,102
Total Net Loans 450,594 177,820
Total Deposits 436,935 227,063
Total Equity 81,111 30,287
Profitability
Net Income 9,718 2,592
Return on Average Assets 1.729 .944
Return on Average Equity 12.856 8.074
Net Interest Margin 3.997 3.847
Efficiency Ratio 77.054 70.925
Noninterest Income/Revenue 21.293 17.219
Balance Sheet Ratios
Loan-to-Deposit 103.126 76.952
Securities/Assets .088 .219
Total Equity/Total Assets .141 .11
Tangible Equity/Tangible Assets .141 .107
Capital Adequacy
Tier 1 Common Capital 67,726 29,354
Tier 1 Capital 67,726 29,354
Tier 2 Capital 6,061 2,092
Total Capital 73,787 31,454
Total Risk Weighted Assets 518,117 190,479
Leverage Ratio 12.11 11.285
Common Equity Tier 1 Capital Ratio 13.07 17.115
Tier 1 Capital Ratio 13.07 17.115
Total Capital Ratio 14.24 18.174

Timeline for Citizens Union Bank Of Shelbyville

Fort Knox National Bank

Acquisition: Citizens Union Bank Of Shelbyville acquired a new subsidiary, Fort Knox National Bank, 16 years

View Profile Jun 01 2007

The Peoples State Bank

Acquisition: Citizens Union Bank Of Shelbyville acquired a new subsidiary, The Peoples State Bank, 20 years

View Profile Jun 14 2003

Farmers & Traders Bank

Acquisition: Citizens Union Bank Of Shelbyville acquired a new subsidiary, Farmers & Traders Bank, 37 years

View Profile Aug 01 1986

Citizens Union Bancorp Of Shelbyville, Inc.

Citizens Union Bancorp Of Shelbyville, Inc. became a new parent organization for Citizens Union Bank Of Shelbyville.

View Profile Sep 15 1982

Bank Of Simpsonville

Acquisition: Citizens Union Bank Of Shelbyville acquired a new subsidiary, Bank Of Simpsonville, 53 years

View Profile Oct 01 1970

Want to see more?

Complete timeline for Citizens Union Bank Of Shelbyville is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Fort Knox National Bank Seller 195,630 Acquisition Discontinued 6/1/2007
The Peoples State Bank Seller 68,689 Pooling of Interests Discontinued 6/14/2003
Farmers & Traders Bank Seller 23,669 Discontinued 8/1/1986
Bank Of Simpsonville Seller Discontinued 10/1/1970
Relationships Role Relationship Start Relationship End
Citizens Union Bancorp Of Shelbyville, Inc. Parent 12/31/1988
Citizens Union Bancorp Of Shelbyville, Inc. Parent 12/31/1983 12/30/1988
Citizens Union Bancorp Of Shelbyville, Inc. Parent 9/15/1982 12/30/1983
Similar Organizations
Organization City State Total Assets
Central Bank Illinois
 		Geneseo IL 574.0M
Bank Of Labor
 		Kansas City KS 572.2M
The Farmers Bank
 		Portland TN 591.1M
United Bank
 		Atmore AL 571.0M
Arizona Bank & Trust
 		Phoenix AZ 574.6M
The Evangeline Bank And Trust Company
 		Ville Platte LA 575.4M
Urban Partnership Bank
 		Chicago IL 574.0M
First Priority Bank
 		Malvern PA 571.6M
Countryside Bank
 		Countryside IL 573.2M
Farmers & Merchants Bank
 		Granite Quarry NC 575.0M