Vitals
  • Total Assets
    68.7M
  • Total Deposits
    49.4M
  • Total Net Loans
    47.7M
  • Net Income
    121000.0000
  • Book Value
    5.1M
  • Book Value x2
    10.2M
  • Book Value x3
    15.3M
ROAA

.704

ROAE

9.496

Efficiency Ratio

80.839

Net Interest Margin

3.679

Balance Sheet Highlights
Financial Highlights The Peoples State Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 68,689 130,140
Total Net Loans 47,733 83,727
Total Deposits 49,378 105,979
Total Equity 5,106 13,048
Profitability
Net Income 121 539
Return on Average Assets .704 1.203
Return on Average Equity 9.496 12.094
Net Interest Margin 3.679 4.05
Efficiency Ratio 80.839 63.422
Noninterest Income/Revenue 7.952 12.806
Balance Sheet Ratios
Loan-to-Deposit 96.669 77.438
Securities/Assets .097 .41
Total Equity/Total Assets .074 .1
Tangible Equity/Tangible Assets .056 .044
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital 3,840 12,350
Tier 2 Capital 524 1,011
Total Capital 4,364 13,344
Total Risk Weighted Assets 40,932 84,990
Leverage Ratio 5.68 9.571
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio 9.38 15.066
Total Capital Ratio 10.66 16.229

Timeline for The Peoples State Bank

Citizens Union Bank Of Shelbyville

The Peoples State Bank was acquired by Citizens Union Bank Of Shelbyville 20 years

View Profile Jun 14 2003

Citizens Union Bancorp Of Shelbyville, Inc.

Citizens Union Bancorp Of Shelbyville, Inc. became a new parent organization for The Peoples State Bank.

View Profile Apr 30 2003

Larue Bancshares, Inc.

Larue Bancshares, Inc. became a new parent organization for The Peoples State Bank.

View Profile Oct 12 1982

The Peoples State Bank

The Peoples State Bank was established 45 years ago and is currently headquartered in Hodgenville, KY.

Feb 03 1979
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Union Bank Of Shelbyville Buyer 574,066 Pooling of Interests Discontinued 6/14/2003
Relationships Role Relationship Start Relationship End
Citizens Union Bancorp Of Shelbyville, Inc. Parent 4/30/2003 6/13/2003
Larue Bancshares, Inc. Parent 12/13/1995 4/29/2003
Larue Bancshares, Inc. Parent 10/12/1982 12/12/1995
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