Vitals
  • Total Assets
    54.5M -1.7 %
  • Total Deposits
    41.8M 0.1 %
  • Total Net Loans
    25.5M -5.3 %
  • Net Income
    417000.0000 61.0 %
  • Book Value
    7.4M 0.8 %
  • Book Value x2
    14.8M 0.8 %
  • Book Value x3
    22.2M 0.8 %
ROAA

1.022

ROAE

7.35

Efficiency Ratio

68.276

Net Interest Margin

4.029

Balance Sheet Highlights
Financial Highlights Central Bank Fulton All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 54,455 166,073
Total Net Loans 25,531 109,026
Total Deposits 41,752 139,484
Total Equity 7,401 15,888
Profitability
Net Income 417 2,269
Return on Average Assets 1.022 1.154
Return on Average Equity 7.35 11.845
Net Interest Margin 4.029 3.831
Efficiency Ratio 68.276 62.952
Noninterest Income/Revenue 10.673 12.475
Balance Sheet Ratios
Loan-to-Deposit 61.149 72.726
Securities/Assets .399 1.046
Total Equity/Total Assets .136 .096
Tangible Equity/Tangible Assets .096 -.928
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,559 14,834
Tier 2 Capital 425 1,362
Total Capital 5,984 16,284
Total Risk Weighted Assets 33,899 119,272
Leverage Ratio 10.57 9.804
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.4 15.017
Total Capital Ratio 17.65 16.129

Timeline for Central Bank Fulton

Central Bank Illinois

Central Bank Fulton was acquired by Central Bank Illinois 19 years

View Profile Dec 28 2004

Central Banc, Inc.

Central Banc, Inc. became a new parent organization for Central Bank Fulton.

View Profile Dec 09 2000

Texas Financial Bancorporation, Inc.

Texas Financial Bancorporation, Inc. became a new parent organization for Central Bank Fulton.

View Profile Mar 10 1995

Central Bank Fulton

Central Bank Fulton was established 122 years ago and is currently headquartered in Fulton, IL.

May 05 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Central Bank Illinois Buyer 573,964 Pooling of Interests Discontinued 12/28/2004
Relationships Role Relationship Start Relationship End
Central Banc, Inc. Parent 12/9/2000 12/27/2004
Texas Financial Bancorporation, Inc. Parent 3/10/1995 12/8/2000
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