Central Bank Fulton
Fulton, IL — Domestic Branch of a Domestic Bank
Acquired Dec 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Central Bank Fulton | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 1,298 | 4,701 |
Income from Lease Financing Receivables | — | 2,148 |
8 | 143 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 75 |
Income on Loans and Leases (TE) | 1,302 | 4,750 |
Investment Interest Income (TE) | 696 | 1,145 |
Total Interest Income (TE) | 2,017 | 6,051 |
Total Interest Expense | 558 | 1,732 |
Net Interest Income (TE) | 1,459 | 4,293 |
Non-Interest Income | 241 | 862 |
Adjusted Operating Income (TE) | 1,700 | 5,204 |
Non-interest Expense | 1,161 | 3,106 |
Provision for Loan & Lease Losses | — | 2,755 |
Pretax Operating Income (TE) | 633 | 3,206 |
Pretax Net Operating Income (TE) | 669 | 3,263 |
Applicable Income Taxes | 152 | 2,306 |
Net Operating Income | 417 | 2,270 |
Net Income | 417 | 2,269 |
Cash Dividends Declared | 564 | 2,594 |
Retained Earnings | — | 3,132 |