Vitals
  • Total Assets
    561.8M 0.8 %
  • Total Deposits
    465.9M 2.0 %
  • Total Net Loans
    469.8M 7.8 %
  • Net Income
    3.9M 8.1 %
  • Book Value
    48.9M 5.8 %
  • Book Value x2
    97.9M 5.8 %
  • Book Value x3
    146.8M 5.8 %
ROAA

.685

ROAE

8.04

Efficiency Ratio

61.586

Net Interest Margin

3.634

Balance Sheet Highlights
Financial Highlights Hebron Savings Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 561,789 804,628
Total Net Loans 469,811 615,155
Total Deposits 465,948 644,089
Total Equity 48,943 83,729
Profitability
Net Income 3,854 6,445
Return on Average Assets .685 .743
Return on Average Equity 8.04 7.02
Net Interest Margin 3.634 3.678
Efficiency Ratio 61.586 72.114
Noninterest Income/Revenue 8.055 18.691
Balance Sheet Ratios
Loan-to-Deposit 100.829 90.195
Securities/Assets .079 .114
Total Equity/Total Assets .087 .104
Tangible Equity/Tangible Assets .087 .093
Capital Adequacy
Tier 1 Common Capital 49,130 74,463
Tier 1 Capital 49,130 75,572
Tier 2 Capital 6,147 7,498
Total Capital 55,277 83,523
Total Risk Weighted Assets 490,419 632,592
Leverage Ratio 8.69 9.794
Common Equity Tier 1 Capital Ratio 10.02 12.533
Tier 1 Capital Ratio 10.02 12.687
Total Capital Ratio 11.27 13.794

Timeline for Hebron Savings Bank

Hsb Bancorp, Inc.

Hsb Bancorp, Inc. became a new parent organization for Hebron Savings Bank.

View Profile Mar 01 2000

Second National Federal Savings Association

Acquisition: Hebron Savings Bank acquired a new subsidiary, Second National Federal Savings Association, 29 years

View Profile Sep 17 1994

Hebron Savings Bank

Hebron Savings Bank was established 113 years ago and is currently headquartered in Hebron, MD.

Jun 11 1910
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Second National Federal Savings Association Seller 781,668 Failure 9/17/1994
Relationships Role Relationship Start Relationship End
Hsb Bancorp, Inc. Parent 3/1/2000
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