Hebron Savings Bank
Hebron, MD — Non-member Bank
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Net Interest Margin Over Time
| Net Interest Margin | Hebron Savings Bank | All Insured Commercial Banks in Maryland |
| 12-31-2016 | 3.634 | 3.678 |
| 09-30-2016 | 3.584 | 3.693 |
| 06-30-2016 | 3.548 | 3.695 |
| 03-31-2016 | 3.552 | 3.692 |
| 12-31-2015 | 3.866 | 3.664 |
| 09-30-2015 | 3.936 | 3.633 |
| 06-30-2015 | 3.985 | 3.683 |
| 03-31-2015 | 3.974 | 3.687 |
| 12-31-2014 | 4.085 | 3.704 |
| 09-30-2014 | 4.117 | 3.707 |
| 06-30-2014 | 4.107 | 3.687 |
| 03-31-2014 | 4.165 | 3.685 |
| 12-31-2013 | 4.069 | 3.676 |
| 09-30-2013 | 4.01 | 3.657 |
| 06-30-2013 | 3.976 | 3.632 |
| 03-31-2013 | 3.976 | 3.635 |
| 12-31-2012 | 3.925 | 3.728 |
| 09-30-2012 | 3.922 | 3.735 |
| 06-30-2012 | 3.917 | 3.74 |
| 03-31-2012 | 4.007 | 3.76 |
| 12-31-2011 | 3.965 | 3.788 |
| 09-30-2011 | 3.934 | 3.841 |
| 06-30-2011 | 3.887 | 3.825 |
| 03-31-2011 | 3.797 | 3.802 |
| 12-31-2010 | 3.587 | 3.827 |
| 09-30-2010 | 3.572 | 3.792 |
| 06-30-2010 | 3.549 | 3.772 |
| 03-31-2010 | 3.494 | 3.772 |
| 12-31-2009 | 3.323 | 3.654 |
| 09-30-2009 | 3.244 | 3.584 |
| 06-30-2009 | 3.187 | 3.535 |
| 03-31-2009 | 3.031 | 3.478 |
| 12-31-2008 | 3.498 | 3.828 |
| 09-30-2008 | 3.568 | 3.87 |
| 06-30-2008 | 3.541 | 3.878 |
| 03-31-2008 | 3.61 | 3.883 |
| 12-31-2007 | 4.051 | 4.232 |
| 09-30-2007 | 4.059 | 4.236 |
| 06-30-2007 | 4.026 | 4.23 |
| 03-31-2007 | 4.023 | 4.179 |
| 12-31-2006 | 4.222 | 4.374 |
| 09-30-2006 | 4.279 | 4.418 |
| 06-30-2006 | 4.281 | 4.423 |
| 03-31-2006 | 4.248 | 4.391 |
| 12-31-2005 | 4.217 | 4.332 |
| 09-30-2005 | 4.182 | 4.297 |
| 06-30-2005 | 4.164 | 4.249 |
| 03-31-2005 | 4.173 | 4.198 |
| 12-31-2004 | 4.08 | 4.135 |
| 09-30-2004 | 4.042 | 4.141 |
| 06-30-2004 | 4.025 | 4.144 |
| 03-31-2004 | 4.141 | 4.156 |
| 12-31-2003 | 4.163 | 4.271 |
| 09-30-2003 | 4.186 | 4.254 |
| 06-30-2003 | 4.184 | 4.312 |
| 03-31-2003 | 4.191 | 4.317 |
| 12-31-2002 | 4.231 | 4.412 |