Vitals
  • Total Assets
    300.2M
  • Total Deposits
    272.3M
  • Total Net Loans
    194.0M
  • Net Income
  • Book Value
    25.6M
  • Book Value x2
    51.2M
  • Book Value x3
    76.8M
ROAA

ROAE

Efficiency Ratio

98.94

Net Interest Margin

3.134

Balance Sheet Highlights
Financial Highlights Midsouth Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 300,180 154,055
Total Net Loans 193,996 95,493
Total Deposits 272,345 125,980
Total Equity 25,600 16,169
Profitability
Net Income 1,358
Return on Average Assets 1.269
Return on Average Equity 12.262
Net Interest Margin 3.134 4.202
Efficiency Ratio 98.94 60.492
Noninterest Income/Revenue 13.783 13.279
Balance Sheet Ratios
Loan-to-Deposit 71.232 72.586
Securities/Assets .174 .367
Total Equity/Total Assets .085 .105
Tangible Equity/Tangible Assets .085 .05
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital 24,563 15,050
Tier 2 Capital 2,778 1,188
Total Capital 27,341 16,276
Total Risk Weighted Assets 212,580 102,762
Leverage Ratio 8.39 10.267
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio 11.55 15.952
Total Capital Ratio 12.86 17.116

Timeline for Midsouth Bank

Liberty Bank Of Arkansas

Midsouth Bank was acquired by Liberty Bank Of Arkansas 20 years

View Profile Sep 26 2003

Liberty Bancshares, Inc

Liberty Bancshares, Inc became a new parent organization for Midsouth Bank.

View Profile Jul 09 2003

United Federal Savings And Loan Association, F.A.

Acquisition: Midsouth Bank acquired a new subsidiary, United Federal Savings And Loan Association, F.A., 32 years

View Profile Mar 14 1992

Msb Shares, Inc.

Msb Shares, Inc. became a new parent organization for Midsouth Bank.

View Profile Mar 03 1992

Midsouth Bank

Midsouth Bank was established 87 years ago and is currently headquartered in Jonesboro, AR.

Jan 01 1937
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Liberty Bank Of Arkansas Buyer 2,852,849 Pooling of Interests Discontinued 9/26/2003
United Federal Savings And Loan Association, F.A. Seller 128,799 Failure 3/14/1992
Relationships Role Relationship Start Relationship End
Liberty Bancshares, Inc Parent 7/9/2003 9/25/2003
Msb Shares, Inc. Parent 3/3/1992 7/8/2003
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