Vitals
  • Total Assets
    392.5M -0.4 %
  • Total Deposits
    292.5M 1.8 %
  • Total Net Loans
    210.6M -1.0 %
  • Net Income
    3.1M 82.5 %
  • Book Value
    41.3M 1.1 %
  • Book Value x2
    82.6M 1.1 %
  • Book Value x3
    123.9M 1.1 %
ROAA

.81

ROAE

7.272

Efficiency Ratio

68.189

Net Interest Margin

3.664

Balance Sheet Highlights
Financial Highlights Merchants & Farmers Bank & Trust Company All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 392,452 340,347
Total Net Loans 210,592 227,146
Total Deposits 292,512 291,952
Total Equity 41,312 36,108
Profitability
Net Income 3,090 3,221
Return on Average Assets .81 .994
Return on Average Equity 7.272 8.993
Net Interest Margin 3.664 4.112
Efficiency Ratio 68.189 68.63
Noninterest Income/Revenue 19.303 14.204
Balance Sheet Ratios
Loan-to-Deposit 71.994 74.405
Securities/Assets .348 .197
Total Equity/Total Assets .105 .106
Tangible Equity/Tangible Assets .088 .105
Capital Adequacy
Tier 1 Common Capital 38,200 35,803
Tier 1 Capital 38,200 36,059
Tier 2 Capital 2,106 2,443
Total Capital 40,306 38,519
Total Risk Weighted Assets 220,437 245,733
Leverage Ratio 10.13 10.776
Common Equity Tier 1 Capital Ratio 17.33 16.476
Tier 1 Capital Ratio 17.33 16.481
Total Capital Ratio 18.28 17.491

Timeline for Merchants & Farmers Bank & Trust Company

The Vernon Bank

Acquisition: Merchants & Farmers Bank & Trust Company acquired a new subsidiary, The Vernon Bank, 8 years

View Profile Jul 01 2015

Merchants & Farmers Bancshares, Inc.

Merchants & Farmers Bancshares, Inc. became a new parent organization for Merchants & Farmers Bank & Trust Company.

View Profile Dec 20 1982

Merchants & Farmers Bank & Trust Company

Merchants & Farmers Bank & Trust Company was established 96 years ago and is currently headquartered in Leesville, LA.

Jan 01 1928
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Vernon Bank Seller 74,768 Acquisition Discontinued 7/1/2015
Relationships Role Relationship Start Relationship End
Merchants & Farmers Bancshares, Inc. Parent 2/6/1995
Merchants & Farmers Bancshares, Inc. Parent 9/1/1986 2/5/1995
Merchants & Farmers Bancshares, Inc. Parent 12/31/1984 8/31/1986
Merchants & Farmers Bancshares, Inc. Parent 12/31/1983 12/30/1984
Merchants & Farmers Bancshares, Inc. Parent 12/20/1982 12/30/1983
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