Vitals
  • Total Assets
    366.4M -8.3 %
  • Total Deposits
    309.6M -3.2 %
  • Total Net Loans
    200.3M 10.6 %
  • Net Income
    4.0M -28.7 %
  • Book Value
    54.7M -0.3 %
  • Book Value x2
    109.4M -0.3 %
  • Book Value x3
    164.2M -0.3 %
ROAA

1.097

ROAE

7.129

Efficiency Ratio

70.572

Net Interest Margin

4.415

Balance Sheet Highlights
Financial Highlights Commercial Bank And Trust Of Pa All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 366,403 784,148
Total Net Loans 200,346 559,183
Total Deposits 309,620 637,080
Total Equity 54,720 81,247
Profitability
Net Income 4,048 6,303
Return on Average Assets 1.097 .785
Return on Average Equity 7.129 7.431
Net Interest Margin 4.415 3.473
Efficiency Ratio 70.572 69.514
Noninterest Income/Revenue 15.844 18.146
Balance Sheet Ratios
Loan-to-Deposit 64.707 86.432
Securities/Assets .35 .178
Total Equity/Total Assets .149 .104
Tangible Equity/Tangible Assets .149 .094
Capital Adequacy
Tier 1 Common Capital 53,589 72,881
Tier 1 Capital 53,589 73,172
Tier 2 Capital 1,318 6,143
Total Capital 54,907 79,518
Total Risk Weighted Assets 236,107 578,873
Leverage Ratio 14.93 9.899
Common Equity Tier 1 Capital Ratio 22.7 13.811
Tier 1 Capital Ratio 22.7 13.878
Total Capital Ratio 23.26 15.103

Timeline for Commercial Bank And Trust Of Pa

Highview Trust Company

Acquisition: Commercial Bank And Trust Of Pa acquired a new subsidiary, Highview Trust Company , 19 years

View Profile Dec 31 2004

Commercial National Financial Corporation

Commercial National Financial Corporation became a new parent organization for Commercial Bank And Trust Of Pa.

View Profile Jul 01 1990

Commercial Bank And Trust Of Pa

Commercial Bank And Trust Of Pa was established 89 years ago and is currently headquartered in Latrobe, PA.

May 04 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Highview Trust Company Seller Pooling of Interests Discontinued 12/31/2004
Relationships Role Relationship Start Relationship End
Commercial National Financial Corporation Parent 7/1/1990
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