Vitals
  • Total Assets
    378.3M 2.2 %
  • Total Deposits
    342.9M 1.9 %
  • Total Net Loans
    257.6M 2.4 %
  • Net Income
    6.5M 9.3 %
  • Book Value
    33.2M 5.2 %
  • Book Value x2
    66.3M 5.2 %
  • Book Value x3
    99.5M 5.2 %
ROAA

1.747

ROAE

19.581

Efficiency Ratio

61.27

Net Interest Margin

4.759

Balance Sheet Highlights
Financial Highlights The First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 378,304 358,087
Total Net Loans 257,607 213,533
Total Deposits 342,915 308,027
Total Equity 33,167 38,740
Profitability
Net Income 6,456 3,845
Return on Average Assets 1.747 1.025
Return on Average Equity 19.581 9.415
Net Interest Margin 4.759 3.773
Efficiency Ratio 61.27 66.762
Noninterest Income/Revenue 14.394 16.375
Balance Sheet Ratios
Loan-to-Deposit 75.123 65.494
Securities/Assets .183 .214
Total Equity/Total Assets .088 .108
Tangible Equity/Tangible Assets .087 .104
Capital Adequacy
Tier 1 Common Capital 33,853 37,278
Tier 1 Capital 33,853 37,303
Tier 2 Capital 3,355 2,526
Total Capital 37,208 39,866
Total Risk Weighted Assets 289,901 237,367
Leverage Ratio 9.11 10.563
Common Equity Tier 1 Capital Ratio 11.68 18.073
Tier 1 Capital Ratio 11.68 18.097
Total Capital Ratio 12.83 19.169

Timeline for The First State Bank

Louise Nevada Holdings, Inc.

Louise Nevada Holdings, Inc. became a new parent organization for The First State Bank.

View Profile Dec 18 2003

Sweeny Bank

Acquisition: The First State Bank acquired a new subsidiary, Sweeny Bank, 37 years

View Profile Mar 20 1987

Louise Bancshares, Inc.

Louise Bancshares, Inc. became a new parent organization for The First State Bank.

View Profile Dec 31 1986

The First State Bank

The First State Bank was established 67 years ago and is currently headquartered in Louise, TX.

May 07 1956
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sweeny Bank Seller 19,669 Failure 3/20/1987
Relationships Role Relationship Start Relationship End
Louise Bancshares, Inc. Parent 3/3/2010
Louise Nevada Holdings, Inc. Parent 12/18/2003 3/2/2010
Louise Bancshares, Inc. Parent 12/31/1986 12/17/2003
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