Vitals
  • Total Assets
    379.0M 9.7 %
  • Total Deposits
    302.7M 9.7 %
  • Total Net Loans
    296.2M 10.4 %
  • Net Income
    3.1M -26.2 %
  • Book Value
    38.2M 5.3 %
  • Book Value x2
    76.3M 5.3 %
  • Book Value x3
    114.5M 5.3 %
ROAA

.872

ROAE

8.33

Efficiency Ratio

67.914

Net Interest Margin

4.194

Balance Sheet Highlights
Financial Highlights Farmers And Merchants Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 378,970 804,628
Total Net Loans 296,171 615,155
Total Deposits 302,743 644,089
Total Equity 38,151 83,729
Profitability
Net Income 3,148 6,445
Return on Average Assets .872 .743
Return on Average Equity 8.33 7.02
Net Interest Margin 4.194 3.678
Efficiency Ratio 67.914 72.114
Noninterest Income/Revenue 8.512 18.691
Balance Sheet Ratios
Loan-to-Deposit 97.829 90.195
Securities/Assets .138 .114
Total Equity/Total Assets .101 .104
Tangible Equity/Tangible Assets .101 .093
Capital Adequacy
Tier 1 Common Capital 38,422 74,463
Tier 1 Capital 38,422 75,572
Tier 2 Capital 2,363 7,498
Total Capital 40,785 83,523
Total Risk Weighted Assets 313,324 632,592
Leverage Ratio 10.23 9.794
Common Equity Tier 1 Capital Ratio 12.26 12.533
Tier 1 Capital Ratio 12.26 12.687
Total Capital Ratio 13.02 13.794

Timeline for Farmers And Merchants Bank

Farmers And Merchants Bancshares, Inc.

Farmers And Merchants Bancshares, Inc. became a new parent organization for Farmers And Merchants Bank.

View Profile Nov 01 2016

Farmers And Merchants Bank

Farmers And Merchants Bank was established 105 years ago and is currently headquartered in Upperco, MD.

Jan 01 1919
Relationships Role Relationship Start Relationship End
Farmers And Merchants Bancshares, Inc. Parent 11/1/2016
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