Vitals
  • Total Assets
    374.9M 12.2 %
  • Total Deposits
    319.4M 12.2 %
  • Total Net Loans
    305.1M 5.7 %
  • Net Income
    1.6M 46.5 %
  • Book Value
    37.9M 24.4 %
  • Book Value x2
    75.8M 24.4 %
  • Book Value x3
    113.7M 24.4 %
ROAA

.42

ROAE

4.76

Efficiency Ratio

82.635

Net Interest Margin

3.857

Balance Sheet Highlights
Financial Highlights Carolina Trust Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 374,906 1,412,230
Total Net Loans 305,099 1,020,122
Total Deposits 319,445 1,134,979
Total Equity 37,897 173,608
Profitability
Net Income 1,550 10,887
Return on Average Assets .42 .777
Return on Average Equity 4.76 6.782
Net Interest Margin 3.857 3.73
Efficiency Ratio 82.635 75.532
Noninterest Income/Revenue 4.648 18.66
Balance Sheet Ratios
Loan-to-Deposit 95.509 86.082
Securities/Assets .072 .132
Total Equity/Total Assets .101 .123
Tangible Equity/Tangible Assets .101 .104
Capital Adequacy
Tier 1 Common Capital 36,636 139,754
Tier 1 Capital 36,636 140,214
Tier 2 Capital 3,409 8,389
Total Capital 40,045 148,590
Total Risk Weighted Assets 321,287 1,125,721
Leverage Ratio 9.64 10.209
Common Equity Tier 1 Capital Ratio 11.4 13.055
Tier 1 Capital Ratio 11.4 13.195
Total Capital Ratio 12.46 14.232

Timeline for Carolina Trust Bank

Carolina Trust Bancshares, Inc.

Carolina Trust Bancshares, Inc. became a new parent organization for Carolina Trust Bank.

View Profile Aug 16 2016

Carolina Commerce Bank

Acquisition: Carolina Trust Bank acquired a new subsidiary, Carolina Commerce Bank, 14 years

View Profile Oct 15 2009

Carolina Trust Bank

Carolina Trust Bank was established 23 years ago and is currently headquartered in Lincolnton, NC.

Dec 08 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Carolina Commerce Bank Seller 99,724 Acquisition Discontinued 10/15/2009
Relationships Role Relationship Start Relationship End
Carolina Trust Bancshares, Inc. Parent 8/16/2016
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